Student Loan Debt by Major

Report Highlights. New graduates with PhDs in Pharmacy, Pharmaceutical Sciences, and Administration have the highest median debt, owing $322,885.

  • Among new bachelor’s program graduates, Curriculum and Instruction majors have the highest median debt ($46,820). 
  • Student borrowers who majored in Science Technologies have the lowest median debt among new bachelor’s degrees ($9,915).
  • The major with the lowest median debt is Mechatronics, Robotics, and Automation Engineering at the associate level ($6,897).
  • A Bachelor’s of Nuclear Engineering Technologies offers the lowest debt-to-income ratio; the median debt among new graduates represents 16.4% of the median first-year salary.

Related reports include Average Medical School Debt | Average Law School Debt | Average Student Loan Debt | Average Student Loan Debt by Year | Student Loan Debt Statistics

Bar graph: College Majors with the Lowest Median Student Debt according to the Texas Public Policy Foundation and the U.S. Department of Education

Bachelor’s Degree Debt by Major

There is a $36,905 difference between the most and least indebted bachelor’s major.

  • High-debt bachelor’s majors include Behavioral Sciences ($44,554) and Engineering-Related Technologies ($41,308).
  • In 2020, new graduates with a Bachelor’s of Curriculum and Instruction had the highest median debt ($44,126).
  • Low debt-to-income bachelor’s majors include Operations Research (median debt represents 17.3% of first-year salary) and International and Comparative Education (26.1%).
  • New graduates with Bachelor’s of Educational Assessment, Evaluation, and Research have the highest median debt-to-income ratio (154.1%).
Student Loan Debt Among New Bachelor’s Program Graduates by Major
College Major Median Debt
Accounting and Related Services $25,060
Aerospace, Aeronautical and Astronautical Engineering $26,254
Agricultural and Domestic Animal Services $26,223
Agricultural and Food Products Processing $24,626
Agricultural Business and Management $18,845
Agricultural Engineering $23,785
Agricultural Mechanization $23,399
Agricultural Production Operations $23,652
Agricultural Public Services $16,721
Agriculture, Agriculture Operations, and Related Sciences, Other $24,950
Agriculture, General $21,626
Air Transportation $25,611
Allied Health and Medical Assisting Services $25,333
Allied Health Diagnostic, Intervention, and Treatment Professions $27,386
Alternative and Complementary Medicine and Medical Systems $40,522
American Sign Language $27,811
Animal Sciences $22,514
Anthropology $22,582
Apparel and Textiles $24,427
Applied Horticulture and Horticultural Business Services $24,977
Applied Mathematics $20,478
Archeology $23,960
Architectural Engineering $29,261
Architectural Engineering Technologies/Technicians $23,523
Architectural History and Criticism $28,090
Architectural Sciences and Technology $29,693
Architecture $27,539
Architecture and Related Services, Other $28,929
Area Studies $20,652
Arts, Entertainment,and Media Management $27,539
Astronomy and Astrophysics $26,390
Atmospheric Sciences and Meteorology $24,892
Audiovisual Communications Technologies/Technicians $27,539
Behavioral Sciences $44,554
Bible/Biblical Studies $25,611
Biochemical Engineering $26,098
Biochemistry, Biophysics and Molecular Biology $21,480
Bioethics/Medical Ethics $17,146
Biological and Biomedical Sciences, Other $25,387
Biological and Physical Sciences $26,218
Biological/Biosystems Engineering $24,824
Biology Technician/Biotechnology Laboratory Technician $29,742
Biology, General $24,708
Biomathematics, Bioinformatics, and Computational Biology $21,591
Biomedical/Medical Engineering $25,358
Biopsychology $23,516
Biotechnology $20,683
Botany/Plant Biology $24,234
Building/Construction Finishing, Management, and Inspection $23,928
Business Administration, Management and Operations $25,336
Business Operations Support and Assistant Services $19,922
Business, Management, Marketing, and Related Support Services, Other $21,355
Business/Commerce, General $25,252
Business/Corporate Communications $25,046
Business/Managerial Economics $22,032
Cell/Cellular Biology and Anatomical Sciences $20,863
Ceramic Sciences and Engineering $29,771
Chemical Engineering $24,785
Chemistry $23,685
City/Urban, Community and Regional Planning $25,531
Civil Engineering $25,611
Civil Engineering Technologies/Technicians $29,289
Classical and Ancient Studies $28,877
Classics and Classical Languages, Literatures, and Linguistics $23,755
Clinical, Counseling and Applied Psychology $28,549
Clinical/Medical Laboratory Science/Research and Allied Professions $25,146
Cognitive Science $18,865
Communication and Media Studies $23,743
Communication Disorders Sciences and Services $22,582
Communication, Journalism, and Related Programs, Other $26,974
Communications Technologies/Technicians and Support Services, Other $23,549
Communications Technology/Technician $21,603
Community Organization and Advocacy $27,105
Computational Science $17,545
Computer and Information Sciences and Support Services, Other $30,267
Computer and Information Sciences, General $24,984
Computer Engineering $25,016
Computer Engineering Technologies/Technicians $27,539
Computer Programming $29,742
Computer Science $23,184
Computer Software and Media Applications $29,569
Computer Systems Analysis $38,536
Computer Systems Networking and Telecommunications $30,033
Computer/Information Technology Administration and Management $29,086
Construction Engineering $27,078
Construction Engineering Technologies $25,246
Construction Management $25,316
Crafts/Craft Design, Folk Art and Artisanry $30,282
Criminal Justice and Corrections $25,527
Criminology $24,358
Culinary Arts and Related Services $29,742
Cultural Studies/Critical Theory and Analysis $19,629
Curriculum and Instruction $46,820
Dance $28,641
Data Processing $17,585
Dental Support Services and Allied Professions $22,918
Design and Applied Arts $28,641
Dietetics and Clinical Nutrition Services $26,471
Drafting/Design Engineering Technologies/Technicians $31,253
Drama/Theatre Arts and Stagecraft $26,837
East Asian Languages, Literatures, and Linguistics $23,472
Ecology, Evolution, Systematics, and Population Biology $22,822
Economics $21,537
Education, General $29,134
Education, Other $25,940
Educational Administration and Supervision $27,353
Educational Assessment, Evaluation, and Research $22,087
Educational/Instructional Media Design $31,842
Electrical Engineering Technologies/Technicians $29,742
Electrical, Electronics and Communications Engineering $25,612
Electromechanical Engineering $34,149
Electromechanical Instrumentation and Maintenance Technologies/Technicians $35,312
Energy and Biologically Based Therapies $27,539
Engineering Mechanics $26,152
Engineering Physics $26,756
Engineering Science $24,441
Engineering Technologies/Technicians, Other $26,973
Engineering Technology, General $25,629
Engineering-Related Fields $27,665
Engineering-Related Technologies $41,308
Engineering, General $26,529
Engineering, Other $25,109
English Language and Literature, General $23,411
English Language and Literature/Letters, Other $24,655
Entrepreneurial and Small Business Operations $26,658
Environmental Control Technologies/Technicians $25,023
Environmental Design $22,083
Environmental/Environmental Health Engineering $27,586
Ethnic, Cultural Minority, Gender, and Group Studies $20,431
Family and Consumer Economics and Related Studies $23,569
Family and Consumer Sciences/Human Sciences Business Services $24,886
Family and Consumer Sciences/Human Sciences, General $25,713
Film/Video and Photographic Arts $26,005
Finance and Financial Management Services $23,714
Fine and Studio Arts $26,668
Fire Protection $20,271
Fishing and Fisheries Sciences and Management $23,968
Food Science and Technology $24,585
Foods, Nutrition, and Related Services $26,170
Foreign Languages, Literatures, and Linguistics, Other $25,006
Forest Engineering $28,641
Forestry $24,024
Funeral Service and Mortuary Science $16,523
General Sales, Merchandising and Related Marketing Operations $22,403
Genetics $22,829
Geography and Cartography $22,582
Geological and Earth Sciences/Geosciences $24,443
Geological/Geophysical Engineering $27,958
Germanic Languages, Literatures, and Linguistics $27,555
Gerontology $20,537
Graphic Communications $29,383
Health and Medical Administrative Services $30,677
Health and Physical Education/Fitness $25,142
Health Professions and Related Clinical Sciences, Other $27,002
Health Services/Allied Health/Health Sciences, General $23,166
Health/Medical Preparatory Programs $27,539
Heavy/Industrial Equipment Maintenance Technologies $28,641
Historic Preservation and Conservation $22,990
History $23,684
Homeland Security $25,957
Homeland Security, Law Enforcement, Firefighting and Related Protective Services $26,533
Hospitality Administration/Management $23,684
Housing and Human Environments $26,008
Human Biology $18,722
Human Computer Interaction $31,486
Human Development, Family Studies, and Related Services $25,611
Human Resources Management and Services $25,582
Human Services, General $29,742
Industrial Engineering $25,133
Industrial Production Technologies/Technicians $26,171
Information Science/Studies $26,097
Insurance $26,795
Intelligence, Command Control and Information Operations $26,169
Intercultural/Multicultural and Diversity Studies $25,665
Interior Architecture $27,786
International Agriculture $24,234
International and Comparative Education $13,494
International Business $25,648
International Relations and National Security Studies $22,582
International/Global Studies $20,700
Journalism $24,375
Landscape Architecture $24,454
Legal Professions and Studies, Other $28,685
Legal Research and Advanced Professional Studies $26,713
Legal Support Services $28,463
Liberal Arts and Sciences, General Studies and Humanities $24,270
Library Science and Administration $29,539
Linguistic, Comparative, and Related Language Studies and Services $21,247
Literature $28,079
Management Information Systems and Services $24,976
Management Sciences and Quantitative Methods $23,684
Manufacturing Engineering $26,688
Marine Sciences $23,054
Marine Transportation $27,542
Maritime Studies $23,132
Marketing $24,647
Materials Engineering $24,695
Materials Sciences $28,872
Mathematics $22,582
Mathematics and Computer Science $21,216
Mathematics and Statistics, Other $22,895
Mechanical Engineering $25,495
Mechanical Engineering Related Technologies/Technicians $27,486
Mechatronics, Robotics, and Automation Engineering $29,018
Medical Illustration and Informatics $28,648
Mental and Social Health Services and Allied Professions $27,539
Metallurgical Engineering $23,703
Microbiological Sciences and Immunology $22,135
Military Systems and Maintenance Technology $30,293
Mining and Mineral Engineering $29,647
Mining and Petroleum Technologies/Technicians $21,480
Missions/Missionary Studies and Missiology $15,196
Movement and Mind-Body Therapies and Education $27,539
Multi-/Interdisciplinary Studies, General $26,467
Multi/Interdisciplinary Studies, Other $23,724
Music $27,676
Natural Resources and Conservation, Other $29,742
Natural Resources Conservation and Research $22,226
Natural Resources Management and Policy $27,533
Natural Sciences $28,001
Naval Architecture and Marine Engineering $29,742
Neurobiology and Neurosciences $22,854
Non-Professional General Legal Studies (Undergraduate) $27,207
Nuclear Engineering $23,009
Nuclear Engineering Technologies/Technicians $11,391
Nutrition Sciences $23,856
Ocean Engineering $26,283
Operations Research $17,074
Outdoor Education $22,689
Paper Science and Engineering $28,641
Parks, Recreation and Leisure Facilities Management $24,686
Parks, Recreation and Leisure Studies $22,105
Parks, Recreation, Leisure, and Fitness Studies, Other $24,623
Pastoral Counseling and Specialized Ministries $27,666
Peace Studies and Conflict Resolution $20,028
Petroleum Engineering $27,490
Pharmacology and Toxicology $20,016
Pharmacy, Pharmaceutical Sciences, and Administration $26,781
Philosophy $21,480
Philosophy and Religious Studies, Other $20,608
Physical Sciences $27,713
Physical Sciences, Other $23,766
Physics $23,684
Physiology, Pathology and Related Sciences $24,067
Plant Sciences $19,863
Political Science and Government $22,937
Polymer/Plastics Engineering $29,742
Practical Nursing, Vocational Nursing and Nursing Assistants $37,233
Psychology, General $24,234
Psychology, Other $22,543
Public Administration $21,480
Public Administration and Social Service Professions, Other $29,534
Public Health $24,046
Public Policy Analysis $23,684
Public Relations, Advertising, and Applied Communication $24,853
Quality Control and Safety Technologies/Technicians $27,187
Radio, Television, and Digital Communication $25,420
Real Estate $22,807
Real Estate Development $18,176
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $23,506
Rehabilitation and Therapeutic Professions $28,081
Religion/Religious Studies $34,799
Religious Education $33,278
Religious/Sacred Music $29,361
Research and Experimental Psychology $19,538
Rhetoric and Composition/Writing Studies $25,006
Romance Languages, Literatures, and Linguistics $22,582
Science Technologies/Technicians, General $9,915
Science Technologies/Technicians, Other $23,154
Science, Technology and Society $22,721
Slavic, Baltic and Albanian Languages, Literatures, and Linguistics $20,443
Social and Philosophical Foundations of Education $20,654
Social Sciences, General $23,708
Social Sciences, Other $21,510
Social Work $25,869
Sociology $23,194
Sociology and Anthropology $27,494
Soil Sciences $21,069
Somatic Bodywork and Related Therapeutic Services $22,582
Special Education and Teaching $26,876
Specialized Sales, Merchandising and Marketing Operations $27,435
Statistics $21,480
Surveying Engineering $26,052
Sustainability Studies $22,580
Systems Engineering $23,979
Systems Science and Theory $24,307
Teacher Education and Professional Development, Specific Levels and Methods $26,157
Teacher Education and Professional Development, Specific Subject Areas $26,445
Teaching English or French as a Second or Foreign Language $23,496
Textile Sciences and Engineering $26,921
Theological and Ministerial Studies $26,793
Theology and Religious Vocations, Other $38,722
Urban Studies/Affairs $21,735
Vehicle Maintenance and Repair Technologies $27,256
Veterinary Biomedical and Clinical Sciences $21,480
Visual and Performing Arts, General $27,539
Visual and Performing Arts, Other $23,346
Wildlife and Wildlands Science and Management $24,977
Woodworking $23,684
Zoology/Animal Biology $25,659

Associate Degree Debt by Major

The major with the highest median debt for a newly-minted associate degree is Alternative and Complementary Medicine and Medical Systems ($40,092). 

  • Other high-debt associate majors include Non-pProfessional General Legal Ztudies ($36,117) and Legal Professions and Studies ($32,362).
  • The major with the lowest median debt among new associate program graduates is Mechatronics, Robotics, and Automation Engineering ($6,897).
  • Low median debt-to-income associate majors include Nuclear and Industrial Radiologic Technologies/Technicians (19.34%) and Fire Protection (24.18%).
Student Loan Debt Among New Associate Program Graduates by Major
College Major Median Debt
Accounting and Related Services $20,856
Agricultural and Domestic Animal Services $13,219
Agricultural Business and Management $13,219
Agricultural Mechanization $13,219
Agricultural Production Operations $12,117
Agriculture, General $12,201
Air Transportation $17,328
Allied Health and Medical Assisting Services $19,598
Allied Health Diagnostic, Intervention, and Treatment Professions $19,064
Alternative and Complementary Medical Support Services $20,930
Alternative and Complementary Medicine and Medical Systems $40,092
Animal Sciences $13,219
Apparel and Textiles $15,472
Applied Horticulture and Horticultural Business Services $13,219
Architectural Engineering Technologies/Technicians $14,320
Architectural Sciences and Technology $21,262
Arts, Entertainment,and Media Management $22,328
Audiovisual Communications Technologies/Technicians $20,258
Behavioral Sciences $22,743
Bible/Biblical Studies $28,582
Biological and Biomedical Sciences, Other $8,321
Biological and Physical Sciences $7,898
Biology Technician/Biotechnology Laboratory Technician $7,931
Biology, General $10,716
Biotechnology $10,013
Building/Construction Finishing, Management, and Inspection $13,219
Business Administration, Management and Operations $18,815
Business Operations Support and Assistant Services $20,866
Business, Management, Marketing, and Related Support Services, Other $17,158
Business/Commerce, General $19,549
Business/Managerial Economics $14,871
Carpenters $17,763
Cell/Cellular Biology and Anatomical Sciences $13,975
Civil Engineering Technologies/Technicians $18,059
Clinical, Counseling and Applied Psychology $12,447
Clinical/Medical Laboratory Science/Research and Allied Professions $17,405
Communication and Media Studies $11,108
Communication, Journalism, and Related Programs, Other $17,392
Communications Technology/Technician $20,930
Community Organization and Advocacy $13,557
Computer and Information Sciences and Support Services, Other $9,639
Computer and Information Sciences, General $20,636
Computer Engineering $22,787
Computer Engineering Technologies/Technicians $18,927
Computer Programming $15,902
Computer Science $15,164
Computer Software and Media Applications $20,289
Computer Systems Analysis $29,054
Computer Systems Networking and Telecommunications $22,016
Computer/Information Technology Administration and Management $20,752
Construction Engineering Technologies $14,024
Construction Management $20,209
Construction Trades, Other $13,219
Cosmetology and Related Personal Grooming Services $13,184
Criminal Justice and Corrections $16,294
Criminology $21,546
Culinary Arts and Related Services $13,599
Data Entry/Microcomputer Applications $9,572
Data Processing $23,092
Dental Support Services and Allied Professions $19,278
Design and Applied Arts $13,219
Dietetics and Clinical Nutrition Services $9,505
Drafting/Design Engineering Technologies/Technicians $16,531
Drama/Theatre Arts and Stagecraft $13,219
Ecology, Evolution, Systematics, and Population Biology $30,505
Education, General $11,481
Education, Other $27,539
Electrical and Power Transmission Installers $13,219
Electrical Engineering Technologies/Technicians $13,752
Electrical, Electronics and Communications Engineering $22,032
Electrical/Electronics Maintenance and Repair Technology $13,532
Electromechanical Instrumentation and Maintenance Technologies/Technicians $14,528
Engineering Science $14,731
Engineering Technologies/Technicians, Other $18,176
Engineering Technology, General $12,117
Engineering-Related Technologies $17,941
Engineering, General $10,716
Entrepreneurial and Small Business Operations $20,524
Environmental Control Technologies/Technicians $17,571
Film/Video and Photographic Arts $22,032
Finance and Financial Management Services $13,219
Fine and Studio Arts $13,324
Fire Protection $12,097
Forestry $13,219
Funeral Service and Mortuary Science $16,458
General Sales, Merchandising and Related Marketing Operations $16,927
Graphic Communications $12,808
Health and Medical Administrative Services $19,813
Health and Physical Education/Fitness $14,593
Health Professions and Related Clinical Sciences, Other $15,493
Health Services/Allied Health/Health Sciences, General $13,547
Health/Medical Preparatory Programs $11,520
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) $13,376
Heavy/Industrial Equipment Maintenance Technologies $13,483
Homeland Security $25,013
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other $17,440
Hospitality Administration/Management $19,181
Human Computer Interaction $28,641
Human Development, Family Studies, and Related Services $18,681
Human Resources Management and Services $22,032
Human Services, General $20,439
Industrial Production Technologies/Technicians $12,969
Information Science/Studies $14,577
Legal Professions and Studies, Other $32,362
Legal Support Services $22,939
Liberal Arts and Sciences, General Studies and Humanities $10,916
Library and Archives Assisting $12,785
Management Information Systems and Services $23,453
Management Sciences and Quantitative Methods $20,518
Marketing $17,301
Mathematics $23,441
Mechanic and Repair Technologies/Technicians, Other $13,790
Mechanical Engineering Related Technologies/Technicians $14,227
Mechanics and Repairers, General $9,363
Mechatronics, Robotics, and Automation Engineering $6,897
Mental and Social Health Services and Allied Professions $19,182
Mining and Petroleum Technologies/Technicians $15,274
Missions/Missionary Studies and Missiology $12,675
Multi-/Interdisciplinary Studies, General $11,029
Multi/Interdisciplinary Studies, Other $12,839
Music $23,565
Natural Resources Conservation and Research $11,791
Natural Resources Management and Policy $12,157
Natural Sciences $10,282
Non-Professional General Legal Studies $36,117
Nuclear and Industrial Radiologic Technologies/Technicians $9,363
Nuclear Engineering Technologies/Technicians $19,552
Ophthalmic and Optometric Support Services and Allied Professions $16,679
Parks, Recreation and Leisure Facilities Management $17,569
Pastoral Counseling and Specialized Ministries $21,346
Physical Science Technologies/Technicians $13,939
Physical Sciences $10,213
Plant Sciences $13,219
Plumbing and Related Water Supply Services $13,219
Political Science and Government $11,591
Practical Nursing, Vocational Nursing and Nursing Assistants $20,364
Precision Metal Working $13,219
Precision Production, Other $10,465
Precision Systems Maintenance and Repair Technologies $18,069
Psychology, General $12,711
Psychology, Other $17,156
Public Administration $9,443
Public Health $28,233
Public Relations, Advertising, and Applied Communication $11,773
Quality Control and Safety Technologies/Technicians $15,433
Radio, Television, and Digital Communication $10,688
Real Estate $32,017
Real Estate Development $24,338
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $18,218
Rehabilitation and Therapeutic Professions $23,601
Religion/Religious Studies $29,033
Research and Experimental Psychology $16,069
Rhetoric and Composition/Writing Studies $23,617
Romance Languages, Literatures, and Linguistics $8,657
Science Technologies/Technicians, Other $9,905
Social Sciences, General $11,279
Social Sciences, Other $8,970
Social Work $15,450
Sociology $17,092
Somatic Bodywork and Related Therapeutic Services $27,401
Special Education and Teaching $9,854
Specialized Sales, Merchandising and Marketing Operations $12,984
Teacher Education and Professional Development, Specific Levels and Methods $15,183
Teacher Education and Professional Development, Specific Subject Areas $10,641
Teaching Assistants/Aides $17,250
Theological and Ministerial Studies $14,186
Theology and Religious Vocations, Other $22,710
Vehicle Maintenance and Repair Technologies $19,041
Visual and Performing Arts, General $21,221
Wildlife and Wildlands Science and Management $13,219
Woodworking $13,219

Master’s Degree Debt by Major

The major with the highest median debt for a new master’s degree is Advanced/Graduate Dentistry and Oral Sciences ($164,553).

  • Other high-debt master’s majors include Allied Health and Medical Assisting Services ($160,888) and Allied Health Diagnostic, Intervention, and Treatment Professions ($119,914).
  • The major with the lowest median debt among new master’s program graduates is Romance Languages, Literatures, and Linguistics ($14,217).
  • Low median debt-to-income master’s majors include Electrical, Electronics and Communications Engineering (30.48%) and Science Technologies/Technicians, Other (31.55%).
Student Loan Debt Among New Master’s Program Graduates by Major
College Major Median Debt
Accounting and Related Services $29,353
Advanced/Graduate Dentistry and Oral Sciences $164,553
Aerospace, Aeronautical and Astronautical Engineering $39,622
Agricultural Business and Management $28,090
Agricultural Public Services $28,064
Agriculture, Agriculture Operations, and Related Sciences, Other $22,582
Agriculture, General $31,917
Air Transportation $39,757
Allied Health and Medical Assisting Services $160,888
Allied Health Diagnostic, Intervention, and Treatment Professions $119,914
Alternative and Complementary Medical Support Services $73,336
Alternative and Complementary Medicine and Medical Systems $118,317
American Sign Language $33,559
Anthropology $42,064
Apparel and Textiles $58,597
Applied Mathematics $56,939
Architectural Engineering $17,273
Architectural Sciences and Technology $59,641
Architecture $41,398
Architecture and Related Services, Other $24,122
Area Studies $63,018
Arts, Entertainment,and Media Management $42,906
Audiovisual Communications Technologies/Technicians $48,828
Behavioral Sciences $59,596
Bible/Biblical Studies $48,537
Bilingual, Multilingual, and Multicultural Education $40,703
Biochemistry, Biophysics and Molecular Biology $54,508
Bioethics/Medical Ethics $66,513
Biological and Biomedical Sciences, Other $64,299
Biological and Physical Sciences $55,185
Biology, General $41,894
Biomathematics, Bioinformatics, and Computational Biology $45,156
Biomedical/Medical Engineering $45,964
Biotechnology $45,164
Business Administration, Management and Operations $45,001
Business, Management, Marketing, and Related Support Services, Other $37,057
Business/Commerce, General $45,164
Business/Corporate Communications $45,164
Business/Managerial Economics $45,164
Cell/Cellular Biology and Anatomical Sciences $60,479
Chemical Engineering $44,056
Chemistry $30,082
City/Urban, Community and Regional Planning $45,164
Civil Engineering $27,239
Clinical, Counseling and Applied Psychology $53,987
Clinical/Medical Laboratory Science/Research and Allied Professions $64,240
Cognitive Science $33,873
Communication and Media Studies $40,859
Communication Disorders Sciences and Services $45,639
Communication, Journalism, and Related Programs, Other $53,433
Community Organization and Advocacy $47,355
Computational Science $33,425
Computer and Information Sciences and Support Services, Other $36,775
Computer and Information Sciences, General $42,221
Computer Engineering $44,372
Computer Science $36,729
Computer Software and Media Applications $45,273
Computer Systems Analysis $25,072
Computer Systems Networking and Telecommunications $45,989
Computer/Information Technology Administration and Management $39,849
Construction Engineering $32,530
Construction Management $39,142
Crafts/Craft Design, Folk Art and Artisanry $71,628
Criminal Justice and Corrections $43,576
Criminology $36,747
Culinary Arts and Related Services $44,614
Cultural Studies/Critical Theory and Analysis $40,560
Curriculum and Instruction $29,602
Dance $114,580
Dental Support Services and Allied Professions $43,137
Design and Applied Arts $70,247
Dietetics and Clinical Nutrition Services $45,102
Dispute Resolution $65,344
Drafting/Design Engineering Technologies/Technicians $104,217
Drama/Theatre Arts and Stagecraft $94,139
Ecology, Evolution, Systematics, and Population Biology $71,685
Economics $44,795
Education, General $30,625
Education, Other $28,885
Educational Administration and Supervision $29,206
Educational Assessment, Evaluation, and Research $32,375
Educational/Instructional Media Design $22,582
Electrical, Electronics and Communications Engineering $29,099
Engineering Science $47,743
Engineering Technologies/Technicians, Other $24,907
Engineering Technology, General $33,200
Engineering-Related Fields $29,707
Engineering, General $34,580
Engineering, Other $69,344
English Language and Literature, General $46,093
English Language and Literature/Letters, Other $40,314
Entrepreneurial and Small Business Operations $50,278
Environmental Control Technologies/Technicians $39,547
Environmental Design $44,442
Environmental/Environmental Health Engineering $28,614
Ethnic, Cultural Minority, Gender, and Group Studies $29,720
Family and Consumer Economics and Related Studies $39,131
Family and Consumer Sciences/Human Sciences, General $36,670
Film/Video and Photographic Arts $99,757
Finance and Financial Management Services $45,164
Fine and Studio Arts $71,808
Fire Protection $45,289
Food Science and Technology $34,562
Foods, Nutrition, and Related Services $44,653
General Sales, Merchandising and Related Marketing Operations $108,884
Geography and Cartography $31,897
Geological and Earth Sciences/Geosciences $33,502
Gerontology $58,501
Graphic Communications $94,509
Health and Medical Administrative Services $44,939
Health and Physical Education/Fitness $33,682
Health Professions and Related Clinical Sciences, Other $48,728
Health Services/Allied Health/Health Sciences, General $46,402
Health/Medical Preparatory Programs $68,517
Historic Preservation and Conservation $50,493
History $42,605
Homeland Security $39,506
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other $35,445
Hospitality Administration/Management $37,668
Human Computer Interaction $52,935
Human Development, Family Studies, and Related Services $47,774
Human Resources Management and Services $45,164
Human Services, General $45,510
Industrial Engineering $36,974
Information Science/Studies $45,164
Insurance $45,164
Intelligence, Command Control and Information Operations $39,983
Intercultural/Multicultural and Diversity Studies $45,164
Interior Architecture $25,072
International Agriculture $24,217
International and Comparative Education $45,164
International Business $67,684
International Relations and National Security Studies $63,503
International/Global Studies $38,684
Journalism $55,366
Landscape Architecture $83,662
Legal Professions and Studies, Other $47,798
Legal Research and Advanced Professional Studies $60,264
Legal Support Services $51,820
Liberal Arts and Sciences, General Studies and Humanities $45,164
Library Science and Administration $37,198
Library Science, Other $46,855
Linguistic, Comparative, and Related Language Studies and Services $56,661
Literature $44,559
Management Information Systems and Services $41,333
Management Sciences and Quantitative Methods $43,323
Marketing $37,184
Mechanical Engineering $27,858
Mechanical Engineering Related Technologies/Technicians $35,859
Medical Clinical Sciences/Graduate Medical Studies $64,290
Medical Illustration and Informatics $45,170
Mental and Social Health Services and Allied Professions $54,526
Microbiological Sciences and Immunology $37,764
Missions/Missionary Studies and Missiology $37,831
Movement and Mind-Body Therapies and Education $89,335
Multi-/Interdisciplinary Studies, General $50,663
Multi/Interdisciplinary Studies, Other $37,700
Museology/Museum Studies $47,218
Music $45,164
Natural Resources Conservation and Research $47,567
Natural Resources Management and Policy $33,643
Neurobiology and Neurosciences $39,106
Non-Professional General Legal Studies (Undergraduate) $47,116
Nutrition Sciences $67,746
Parks, Recreation and Leisure Facilities Management $38,977
Parks, Recreation and Leisure Studies $27,213
Pastoral Counseling and Specialized Ministries $56,744
Peace Studies and Conflict Resolution $45,164
Petroleum Engineering $30,090
Pharmacology and Toxicology $48,743
Pharmacy, Pharmaceutical Sciences, and Administration $31,721
Philosophy $56,455
Philosophy and Religious Studies, Other $47,206
Physical Sciences, Other $37,320
Physiology, Pathology and Related Sciences $66,524
Plant Sciences $20,977
Political Science and Government $45,627
Psychology, General $45,164
Psychology, Other $38,679
Public Administration $43,859
Public Administration and Social Service Professions, Other $43,765
Public Health $50,697
Public Policy Analysis $45,985
Public Relations, Advertising, and Applied Communication $50,323
Publishing $45,164
Quality Control and Safety Technologies/Technicians $34,930
Radio, Television, and Digital Communication $58,241
Real Estate $48,227
Real Estate Development $100,948
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $53,500
Rehabilitation and Therapeutic Professions $66,906
Religion/Religious Studies $23,690
Religious Education $38,739
Religious/Sacred Music $45,162
Research and Experimental Psychology $47,495
Rhetoric and Composition/Writing Studies $45,164
Romance Languages, Literatures, and Linguistics $14,217
Science, Technology and Society $21,751
Social and Philosophical Foundations of Education $42,099
Social Sciences, General $56,761
Social Sciences, Other $49,177
Social Work $45,164
Sociology $48,767
Special Education and Teaching $33,349
Specialized Sales, Merchandising and Marketing Operations $66,462
Statistics $55,325
Student Counseling and Personnel Services $45,164
Sustainability Studies $61,808
Systems Engineering $44,532
Systems Science and Theory $35,177
Taxation $34,936
Teacher Education and Professional Development, Specific Levels and Methods $33,911
Teacher Education and Professional Development, Specific Subject Areas $25,336
Teaching English or French as a Second or Foreign Language $22,574
Textile Sciences and Engineering $24,510
Theological and Ministerial Studies $44,300
Theology and Religious Vocations, Other $29,906
Urban Studies/Affairs $40,291
Veterinary Biomedical and Clinical Sciences $42,413
Visual and Performing Arts, General $66,410
Visual and Performing Arts, Other $94,906
Zoology/Animal Biology $38,555

Doctoral Degree Debt by Major

New doctoral graduates with student debt typically owe $100,000 or more.

  • While pharmacy majors carry the highest median debt, other high-debt doctorate majors include Mental and Social Health Services and Allied Professions ($215,798) and Liberal Arts and Sciences, General Studies and Humanities ($211,270).
  • The major with the lowest median debt among new doctorate program graduates is Anthropology ($22,514).
  • Low median debt-to-income doctorate majors include Physics (21.77%) and Mechanical Engineering (33.18%).
Student Loan Debt Among New Doctoral (PhD) Program Graduates by Major
Allied Health Diagnostic, Intervention, and Treatment Professions $45,164
Alternative and Complementary Medicine and Medical Systems $134,699
Anthropology $22,514
Area Studies $30,843
Biology, General $44,614
Business Administration, Management and Operations $88,478
Business/Commerce, General $144,655
Clinical, Counseling and Applied Psychology $181,688
Communication and Media Studies $139,361
Communication Disorders Sciences and Services $95,699
Computer and Information Sciences, General $117,340
Computer Science $81,986
Computer/Information Technology Administration and Management $114,116
Criminal Justice and Corrections $108,607
Curriculum and Instruction $62,005
Dispute Resolution $152,566
Ecology, Evolution, Systematics, and Population Biology $57,807
Education, General $85,454
Education, Other $92,641
Educational Administration and Supervision $67,956
Educational Assessment, Evaluation, and Research $62,036
Educational/Instructional Media Design $122,824
English Language and Literature, General $76,527
Ethnic, Cultural Minority, Gender, and Group Studies $75,955
Health and Medical Administrative Services $105,699
Health and Physical Education/Fitness $47,865
Health Services/Allied Health/Health Sciences, General $90,859
Human Resources Management and Services $115,043
Human Services, General $169,676
Information Science/Studies $125,316
Liberal Arts and Sciences, General Studies and Humanities $211,270
Management Information Systems and Services $67,746
Mental and Social Health Services and Allied Professions $215,798
Multi/Interdisciplinary Studies, Other $119,193
Music $57,581
Pastoral Counseling and Specialized Ministries $48,421
Pharmacy, Pharmaceutical Sciences, and Administration $322,885
Psychology, General $117,082
Psychology, Other $195,402
Public Administration $152,109
Public Administration and Social Service Professions, Other $145,957
Public Health $108,159
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $72,718
Rehabilitation and Therapeutic Professions $88,913
Religion/Religious Studies $116,234
Social and Philosophical Foundations of Education $125,765
Social Work $104,655
Student Counseling and Personnel Services $56,143
Teacher Education and Professional Development, Specific Levels and Methods $81,773
Teacher Education and Professional Development, Specific Subject Areas $92,525
Theological and Ministerial Studies $80,089
Theology and Religious Vocations, Other $68,975

Professional Degree Debt by Major

There is a $264,199 difference between the highest and lowest median debt among professional major.

  • The major with the highest median debt for a new professional degree is Osteopathic Medicine/Osteopathy ($299,461).
  • Other high-debt professional majors include Dentistry ($276,949) and Podiatric Medicine/Podiatry ($256,422).
  • The major with the lowest median debt among new professional program graduates is Educational Administration and Supervision ($35,262).
  • Low median debt-to-income professional majors include Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing (57.09%) and Legal Professions and Studies, Other (76.12%).
Student Loan Debt Among New Professional Program Graduates by Major
College Major Median Debt
Alternative and Complementary Medicine and Medical Systems $97,555
Chiropractic $207,635
Clinical, Counseling and Applied Psychology $72,287
Communication Disorders Sciences and Services $90,328
Dentistry $276,949
Educational Administration and Supervision $35,262
Law $133,479
Legal Professions and Studies, Other $65,254
Medicine $204,355
Optometry $193,488
Osteopathic Medicine/Osteopathy $299,461
Pharmacy, Pharmaceutical Sciences, and Administration $148,598
Podiatric Medicine/Podiatry $256,422
Public Health $70,029
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $80,704
Rehabilitation and Therapeutic Professions $117,579
Theological and Ministerial Studies $48,689
Veterinary Medicine $182,957

Sources

  1. Texas Public Policy Foundation, Higher Education Research
  2. U.S. Department of Education Office of Federal Student Aid, Federal Student Loan Portfolio
  3. Brookings Institution, Dept. of Education’s College Scorecard Shows Where Student Loans Pay off…