Student Loan Debt by Major

Report Highlights. Debt between majors varies greatly, at the Bachelor’s degree level there is a $34,000 difference between the most indebted major and the least indebted major.

  • The major with the largest median debt for a Bachelor’s degree is Curriculum and Instruction at $42,822.
  • The major with the smallest median debt for a Bachelor’s degree is Science Technologies/Technicians at $9,529.
  • The major with the largest median debt out of any other major is Doctor of Osteopathic Medicine at $287,817.
  • The major with the smallest median debt out of any other major is Biological and Physical Sciences at $7,591.

Related reports include Average Medical School Debt | Average Law School Debt | Average Student Loan Debt | Average Student Loan Debt by Year | Student Loan Debt Statistics

Student loan debt by major 1110 on Education Data Initiative

Associate’s Degree Debt by Major

The information below reports the median debt per major for Associate’s degrees. Interestingly, several Associate degree majors carry more student debt than Bachelor degree majors.

  • The major with the largest amount of debt for an Associate’s degree is Alternative and Complementary Medicine and Medical Systems at $38,533.
  • The major with the least amount of debt for an Associate’s degree out of any other major is Biological and Physical Sciences at $7,591.
  • A major in Public Health has more debt at the Associate’s level than the Bachelor’s level: $27,135 vs $23,111.
  • Liberal Arts and Sciences majors account for 1.9% of the country’s total student loan debt: the most out of any Associates major.
Associate’s Degree Debt Table
College Major 2022 Median Debt
Alternative and Complementary Medicine and Medical Systems $38,533
Public Health $27,135
Music $22,649
Management Information Systems and Services $22,541
Data Processing $22,194
Arts, Entertainment, and Media Management $21,460
Film/Video and Photographic Arts $21,175
Visual and Performing Arts, General $20,400
Criminology $20,708
Accounting $20,045
Human Services, General $19,644
Computer & Information Sciences, General $19,834
Mental and Social Health Services and Allied Professions $18,436
Hospitality Administration/ Management $18,435
Business Administration, Management, and Operations $18,083
Registered Nursing, Nursing Administration, Nursing Research, and Clinical Nursing $17,510
Civil Engineering Technologies/ Technicians $17,357
Marketing $16,628
Sociology $16,430
Computer Science $14,574
Engineering Science $14,158
Health and Physical Education/Fitness $14,026
Information Science/ Studies $14,010
Culinary Arts and Related Services $13,070
Psychology, General $12,217
Design and Applied Arts $12,705
Finance and Financial Management Services $12,705
Animal Sciences $12,705
Clinical, Counseling, and Applied Psychology $11,963
Agriculture, General $11,727
Political Science and Government $11,140
Public Relations, Advertising, and Applied Communication $11,315
Education, General $11,035
Social Sciences, General $10,840
Communication and Media Studies $10,676
Multi-/Interdisciplinary Studies, General $10,600
Liberal Arts and Sciences, General Studies and Humanities $10,492
Biology, General $10,299
Radio, Television, and Digital Communication $10,272
Biology, General $10,300
Natural Sciences $9,880
Physical Sciences $9,816
Science Technologies/Technicians, Other $9,520

Bachelor’s Degree Debt by Major

The information below reports the median debt per major for Bachelor’s degrees. Business Administration as a Bachelor’s degree and as a Master’s degree accounts for a large majority of the country’s total student loan debt at 8%.

  • The major with the largest amount of debt for a Bachelor’s degree is Behavior Sciences at $42,822.
  • The major with the least amount of debt for a Bachelor’s degree is Science Technologies/Technicians at $9,529.
  • A major in Business Operations Support and Assistant Services has less debt at the Bachelor’s level than at the Associate’s level: $19,147 vs $20,055.
  • Business Administration as a major at the Bachelor’s level accounts for 3.7% of the country’s total student loan debt.
Bachelor’s Degree Debt Table
College Major 2022 Median Debt
Behavioral Sciences $42,822
Religious Education $31,984
Culinary Arts and Related Services $28,586
Human Services, General $28,586
Education, General $28,001
Clinical, Counseling, and Applied Psychology $27,439
Literature $26,987
Natural Sciences $26,912
Physical Sciences $26,635
Music $26,600
Architecture $26,468
Arts, Entertainment, and Media Management $26,468
Visual and Performing Arts, General $26,468
Health Professions and Related Clinical Sciences, Other $25,952
Communication, Journalism, and Related Programs, Other $25,925
Drama/ Theater Arts and Stagecraft $25,793
Astronomy and Astrophysics $25,634
Engineering, General $25,497
Multi-/Interdisciplinary Studies, General $25,438
Aerospace, Aeronautical, and Astronautical Engineering $25,233
Biological and Physical Sciences $25,199
Foods, Nutrition, and Related Services $25,152
Biochemical Engineering $25,083
Information Science/Studies $25,082
Film/Video and Photographic Arts $24,994
Social Work $24,863
Zoology/Animal Biology $24,661
Civil Engineering $24,615
City/Urban, Community, and Regional Planning $24,538
Criminal Justice and Corrections $24,534
Mechanical Engineering $24,504
Radio, Television, and Digital Communication $24,432
Business Administration, Management, and Operations $24,351
Health and Physical Education/ Fitness $24,164
Accounting $24,086
Computer & Information Sciences, General $24,013
Public Relations, Advertising, and Applied Communication $23,887
Chemical Engineering $23,821
Biology $23,747
Journalism $23,427
Criminology $23,411
Liberal Arts and Sciences, General Studies and Humanities $23,326
Psychology, General $23,292
Botany/Plant Biology $23,292
Public Health $23,111
Archeology $23,028
Communication and Media Studies $22,820
Social Sciences, General $22,786
Chemistry $22,764
History $22,763
Physics $22,763
Hospitality Administration/Management $22,763
Registered Nursing, Nursing Administration, Nursing Research, and Clinical Nursing $22,592
English Language and Literature, General $22,501
Sociology $22,292
Computer Science $22,283
Marine Sciences $22,158
Political Science and Government $22,045
Science, Technology, and Society $21,840
Mathematics $21,838
Geography and Cartography $21,704
Anthropology $21,704
Animal Sciences $21,639
Environmental Design $21,224
Agricultural, General $20,785
Economics $20,700
Public Administration $20,645
Philosophy $20,645
Statistics $20,645
International/Global Studies $19,895
Business Operations Support and Assistant Services $19,147
Cognitive Science $18,131
International and Comparative Education $12,969

Master’s Degree Debt by Major

The information below reports the median debt per major for Master’s degrees. The majority of student debt in the nation is accrued by graduate degree students. Business Administration as a Bachelor’s degree and as a Master’s degree accounts for a large majority of the country’s total student loan debt at 8%.

  • The major with the most amount of debt at the Master’s level is Advanced/Graduate Dentistry and Oral Sciences at $158,155.
  • The major with the least amount of debt at the Master’s level is International Agriculture at $13,664.
  • Business Administration accounts for 4.3% of the country’s total student loan debt: the most out of any other Master’s degree major.
Master’s Degree Debt Table
College Major 2022 Median Debt
Advanced/Graduate Dentistry and Oral Sciences $158,155
Visual and Performing Arts, General $63,830
Radio, Television, and Digital Communication $55,554
Social Sciences, General $54,554
Philosophy $54,260
Journalism $53,213
Statistics $53,174
Clinical, Counseling, and Applied Psychology $51,888
Registered Nursing, Nursing Administration, Nursing Research, and Clinical Nursing $51,420
Multi/Interdisciplinary Studies, General $48,693
Public Relations, Advertising, and Applied Communication $48,366
Sociology $46,871
Health Professions and Related Clinical Sciences, Other $44,598
English Language and Literature, General $44,301
Political Science and Government $43,853
Liberal Arts and Sciences, General Studies and Humanities $43,408
Finance and Financial Management Services $43,408
Psychology, General $43,408
Business Administration, Management, and Operations $43,251
Economics $43,053
Literature $42,826
Computer Engineering $42,647
Public Administration $42,154
Arts, Entertainment, and Media Management $41,238
History $40,948
Computer & Information Sciences, General $40,579
Anthropology $40,428
Biology, General $40,265
Architecture $39,788
Communication and Media Studies $39,270
International/Global Studies $37,180
Zoology/Animal Biology $37,056
Hospitality Administration/Management $36,203
Marketing $35,738
Criminology $35,318
Computer Science $35,301
Engineering, General $33,235
Health and Physical Education/Fitness $32,372
Agriculture, General $30,676
Geography and Cartography $30,657
Education, General $29,434
Chemistry $28,912
Accounting $28,212
Mechanical Engineering $26,775
Civil Engineering $26,180
International Agriculture $23,275

Doctoral Degree Debt by Major

The information below reports the median debt per major for Doctoral degrees. Doctoral degree debt is highly dependent on the major itself. The major with the most amount of debt at the Doctoral level is Pharmacy, Pharmaceutical Sciences, and Administration at $310,330.

  • The major with the least amount of debt at the Doctoral level is Area Studies at $29,644.
  • Allied Health Diagnostic, Intervention, and Treatment Professors as a Doctoral major is cheaper than a Master’s major: $43,408 vs $115,251.
  • Juris Doctorate or Doctorates in Law account for 4.3% of the country’s total student loan debt: the most out of any of the professional, graduate majors.
Doctoral Degree Debt Table
College Major 2022 Median Debt
Pharmacy, Pharmaceutical Sciences, and Administration $310,330
Clinical, Counseling, and Applied Psychology $174,623
Public Administration $146,194
Communication and Media Studies $133,942
Juris Doctorate, Doctorate in Law $128,289
Computer & Information Sciences, General $112,777
Psychology, General $112,529
Public Health $103,953
Business Administration, Management, and Operations $85,038
Education, General $82,131
English Language and Literature, General $73,551
Registered Nursing, Nursing Administration, Nursing Research, and Clinical Nursing $69,890
Health and Physical Education/Fitness $46,004

Sources

  1. Brookings Institute Report: Dept. of Education’s College Scorecard shows where student loans pay off… and where they don’t
  2. Georgetown University Center on Education and the Workforce: The Economic Value of College Majors
  3. U.S. Department of Education: College Scorecard
  4. The Hamilton Project – Major Decisions: Graduates’ Earnings Growth and Debt Repayment
  5. College Student Loan Debt: 2022- Texas Public Policy Foundation