145 Student Loan Forgiveness Programs

Below is a list of 145 student loan forgiveness programs starting with national student loans. In many programs there is a maximum amount that will be forgiven, however, the actual amount will vary from person to person.

  • Each state has its own iteration of a rural or low-income forgiveness program for health care professionals.
  • There are student loan forgiveness programs for the various branches of the military and federal agencies.
  • Receiving payments from one loan forgiveness program may affect the recipient’s eligibility for another loan forgiveness program.

Public Service Loan Forgiveness Program (PSLF)

Requirements: The applicant must be an employee of a U.S. federal, state, local, or tribal government. It is also available for employees of a non-profit organization. The applicant must also work full-time – at least 30 hours per week, or meet the employer’s definition of full-time work.

Eligible Loan Types: Direct Loan or Direct Consolidation Loan.

Amount Forgiven: Full amount forgiven. The program forgives any remaining balance on an individual’s direct loans after they have made 120 monthly payments under a repayment plan.

Temporary Expanded Public Service Loan Forgiveness Program (TEPSLF)

Requirements: The applicant must have 10 years of full-time employment under a qualified employer. The TEPSLF allows some unqualified repayment plans to become eligible for forgiveness if they did not initially qualify for the PSLF program.

Eligible Loan Types: Direct Loan or Direct Consolidation Loan. The TEPSLF differs from the PSLF in that it qualifies the Graduated Repayment Plan, the Extended Repayment Plan, the Consolidation Standard Repayment Plan, and the Consolidation Graduated Repayment Plan for loan forgiveness.

Amount Forgiven: Full amount forgiven

Teacher Loan Forgiveness Program

Requirements: The applicant must be a full-time teacher for five consecutive years. The applicant must also have taught in a school or educational service agency that serves low-income students.

Eligible Loan Types: Direct Loans and Federal Family Education Loans (FFEL).

Amount Forgiven: The Teacher Loan Forgiveness Program forgives up to $17,500 in direct subsidized or unsubsidized loans. The $17,500 is only for teachers in special subject matter areas such as mathematics, science, or special education. Other subject matter areas are eligible to receive up to $5,000. A teacher may receive both the $17,500 and the $5,000 if they have loans under both the Direct Loan Program and the Federal Family Education Loan Program.

Borrower Defense Loan Discharge Program

Requirements: The applicant must be a loan holder who was wronged by their college or university. The college or university either mislead the applicant or violated a law in regard to their student loans.

Eligible Loan Types: Direct Loans.

Amount Forgiven: Partially or completely forgiven based on borrower defense application.

National Health Service Corps Loan Repayment Program

Requirements: The applicant must be a primary care clinician (medical, dental, and mental health) who is willing to serve at least 2 years in an NHSC-approved Health Professional Shortage Area. The program prioritizes applicants from disadvantaged backgrounds and those that have completed specialized training needed by the NHSC.

Eligible Loan Types: For undergraduate or graduate education tuition, other educational expenses, or cost of attendance. Consolidated or refinanced loans from a government (federal, state, or local) or private student loan lender and only include qualifying educational loans.

Amount Forgiven: Full-time service for 2 years can earn a participant up to $50,000 in loan forgiveness. Part-time service for 2 years can earn a participant up to $25,000 in loan forgiveness.

Forgiveness with Income-Based Repayment (IBR)

Requirements: The applicant must have an IBR loan that has lasted beyond 25 years. If the loan originated after July 1st, 2014, the term limit is 20 years.

Eligible Loan Types: Direct Loans, Direct PLUS Loans made to graduate or professional students, Direct Consolidation Loans that did not repay any PLUS loans made to parents, FFEL Loans, FFEL PLUS Loans made to graduate or professional students, FFEL Consolidation Loans that did not repay any PLUS loans made to parents. If consolidated, Federal Perkins Loans are eligible.

Amount Forgiven: Full amount forgiven.

Forgiveness with Income-Contingent Repayment (ICR)

Requirements: The applicant must have an ICR loan that has lasted beyond 25 years.

Eligible Loan Types: Direct Subsidized and Unsubsidized Loans. Direct PLUS Loans are made to graduate or professional students. Direct Consolidation Loans that did not repay any PLUS loans made to parents. Direct Consolidation Loans that repaid PLUS loans made to parents. If consolidated, Direct PLUS Loans made to parents, Subsidized and Unsubsidized FFEL Loans, FFEL PLUS Loans made to graduate or professional students or parents. FFEL Consolidation Loans and Federal Perkins Loans are eligible.

Amount Forgiven: Full amount forgiven.

Forgiveness with Pay As You Earn (PAYE)

Requirements: The applicant must have a PAYE loan that has lasted for 20 years or the applicant must have worked for at least 10 years working for the public or towards a public good.

Eligible Loan Types: Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans made to graduate or professional students, and Direct Consolidation Loans that did not repay any PLUS loans made to parents. If consolidated, FFEL PLUS Loans made to graduate or professional students, FFEL Consolidation Loans that did not repay any PLUS loans made to parents, Federal Perkins Loans, FFEL Subsidized, and Unsubsidized Loans, FFEL PLUS Loans made to graduate or professional students. FFEL Consolidation Loans that did not repay any PLUS loans made to parents are eligible.

Amount Forgiven: Full amount forgiven.

Forgiveness with Revised Pay As You Earn (REPAYE)

Requirements: The applicant must have undergraduate loans lasting more than 20 years. Graduate school loans are forgiven after 25 years.

Eligible Loan Types: Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans made to graduate or professional students. Direct Consolidation Loans that did not repay any PLUS loans made to parents. If consolidated, subsidized and Unsubsidized FFEL Loans, FFEL PLUS Loans made to graduate or professional students, FFEL Consolidation Loans that did not repay any PLUS loans made to parents. Federal Perkins Loans are eligible.

Amount Forgiven: Full amount forgiven.

Nurse Corps Loan Repayment Program

Requirements: The applicant must be a Registered Nurse or Advance Practice Nurse working for 2 years in a critical shortage facility or in an eligible nursing school as Nurse Faculty (NF).

Eligible Loan Types: Public and Private Loans.

Amount Forgiven: 85% of the loan forgiven.

USDA Veterinary Medicine Loan Repayment Program

Requirements: The applicant must commit to 3 years of service in a designated veterinarian shortage area.

Eligible Loan Types: Loans that are subject to federal supervision. Private or Public Loans may qualify. 

Amount Forgiven: Up to $25,000 forgiven annually.

AmeriCorps Education Award

Requirements: The applicant must complete their AmeriCorps term of service and enroll in the National Service Trust for full-time employment for 1 year.

Eligible Loan Types: Stafford loans, Perkins loans, Direct Loans, or any loan determined by an institution of higher education to be necessary to cover a student’s cost of attendance at such institution and made directly to a student by a State agency. 

Amount Forgiven: Equivalent to the maximum value of Pell Grant for the fiscal year (2022-2023: $6,895).

Federal Employee Student Loan Repayment Program

Requirements: The applicant must be an employee of a federal agency.

Eligible Loan Types: FFEL loans, Direct Loans, Federal Perkins Loans, or other loans made or insured under the Public Health Service Act.

Amount Forgiven: $10,000 forgiven annually up to a maximum of $60,000 for 6 years.

Closed School Loan Forgiveness

Requirements: The applicant must be a student who was unable to complete their programs because their school shut down.

Eligible Loan Types: Direct Loans, FFEL Loans, and Federal Perkins Loans.

Amount Forgiven: Full amount forgiven.

Total and Permanent Disability Discharge (TPD)

Requirements: This applicant must have been permanently disabled or students temporarily disabled for 60 months.

Eligible Loan Types: Direct loans, FFEL Loans, and Federal Perkins Loans.

Amount Forgiven: Full amount forgiven.

Death Discharge

Requirements: The borrower has passed away.

Eligible Loan Types: Direct Loans, Perkins Loans, and Parent’s Plus Loans.

Amount Forgiven: Full amount forgiven.

Federal Perkins Loan Cancellation

Requirements: The applicant must commit to 5 years of service in a profession dedicated to a public good.

Eligible Loan Types: Federal Perkins Loans.

Amount Forgiven: Full amount forgiven for most professions. 70% for AmeriCorps VISTA or Peace Corps volunteers.

Federal Loan Bankruptcy Discharge

Requirements: The applicant must have student loans and be going into bankruptcy.

Eligible Loan Types: Parent Plus Loans and Federal Student Loans.

Amount Forgiven: Partial amount or full amount forgiven. Altered loan interest rates may also be an option.

False Certification Discharge

Requirements: This applicant must have had credentials that were falsified by their schools in order to receive a loan.

Eligible Loan Types: FFEL Loans, Direct Loans, and Parent Plus Loans.

Amount Forgiven: Full amount forgiven.

Unpaid Refund Discharge

Requirements: This applicant must have withdrawn from college and the college did not make a required return of the loan funds to the loan servicer.

Eligible Loan Types: FFEL loans, Direct loans, and Parent Plus loans.

Amount Forgiven: Full amount forgiven.

Indian Health Service Loan Repayment Program

Requirements: The applicant must have committed at least 2 years of service in a health facility for American Indians and/or Alaskan Natives.

Eligible Loan Types: Only education loans related to health professional education.

Amount Forgiven: Up to $40,000 forgiven.

National Institutes of Health (NIH) Loan Repayment Programs

Requirements: The applicant must work on NIH mission-relevant research, either within the NIH or outside the organization. Examples include AIDS research, Pediatric Research, and Contraception and Infertility Research.

Eligible Loan Types: Public or Private undergraduate, graduate, and health professional education loans. 

Amount Forgiven: Up to $50,000 forgiven annually.

Department of Justice Attorney Student Loan Repayment Program (ASLRP)

Requirements: The applicant must make a 3-year service commitment as an attorney for the Department of Justice.

Eligible Loan Types: Stafford loans, Direct loans, Perkins Loans, Supplemental Loans, Federal Consolidation Loans, Nursing Student Loan Program Loans, Health Profession Student Loan Program Loans, Health Education Assistance Loan Program Loans, Defense Loans (made before July 1st, 1972). 

Amount Forgiven: $6,000 forgiven every year for a maximum of $60,000, determined by the amount of Federal Loans paid and annual base salary.

John R. Justice Student Loan Repayment Program

Requirements: The applicant must be a local, state, or federal public defender or a local or state prosecutor, or a full-time employee of a nonprofit organization operating with local or state government providing legal representation to indigent persons in criminal or juvenile delinquency cases.

Eligible Loan Types: FFELP loans or direct educational loans.

Amount Forgiven: Average of $4,000 annually for a 3-year commitment. Maximum forgiveness of $60,000 total.

Herbert S. Garten Loan Repayment Assistance Program

Requirements: Lottery-style program. The applicant must be an Attorney employed under a program that received funding from the Legal Services Corporation.

Eligible Loan Types: Law student loans, Perkins loans, and Stafford loans.

Amount Forgiven: Up to $10,000 forgiven.

Specialty Equipment Market Association Loan Forgiveness Program (SEMA)

Requirements: The applicant must be an employee of a SEMA-member company.

Eligible Loan Types: Unspecified loans.

Amount Forgiven: Up to $5,000 forgiven.

United States Air Force Judge Advocate General’s Corps (JAG) Student Loan Repayment Program

Requirements: The applicant must be a service member and have a JD/law degree. They must also be serving a 4-year commitment with the JAG.

Eligible Loan Types: Direct loans, Perkins loans, and Private loans.

Amount Forgiven: $65,000 maximum forgiven over a 3-year period.

Service Members Civil Relief Act (SCRA)

Requirements: The applicant must have served in the military.

Eligible Loan Types: FFEL and Direct Loans after August 14, 2008.

Amount Forgiven: Minimizes interest on a student loan to 6%.

Military College Loan Repayment Program (CLRP) Army

Requirements: The applicant must be an active or drilling member of the Regular Army, National Guard, or Army Reserve.

Eligible Loan Types: Direct loans, Perkins loans, and Private loans.

Amount Forgiven: $65,000 maximum forgiven over a 3-year period. For the National Guard and Reserve, the Army will repay 15 percent of the outstanding principal balance of the Soldier’s student loans annually or $1,500, whichever is greater, after each year of service (up to $20,000).

Requirements: The applicant must commit to 3 years of service.

Eligible Loan Types: Direct loans and Stafford loans.

Amount Forgiven: $65,000 maximum forgiven over a 3-year period.

Dental Loan Forgiveness – Army

Requirements: The applicant must enlist in the army as a dental practitioner.

Eligible Loan Types: Dental school loans.

Amount Forgiven: Amount unspecified.

Physician Loan Forgiveness – Army

Requirements: The applicant must enlist in the army as a physician.

Eligible Loan Types: Physician school loans.

Amount Forgiven: Amount unspecified.

Physician Assistant Loan Forgiveness – Army

Requirements: The applicant must enlist in the army as a physician assistant.

Eligible Loan Types: Physician Assistant school loans.

Amount Forgiven: Amount unspecified.

Nurse Loan Forgiveness – Army

Requirements: The applicant must enlist in the army as a nurse.

Eligible Loan Types: Nursing school loans.

Amount Forgiven: Amount unspecified.

Veterinarian Loan Forgiveness – Army

Requirements: The applicant must enlist in the army as a veterinarian.

Eligible Loan Types: Veterinarian school loans.

Amount Forgiven: Amount unspecified.

Other Medical Professions Loan Forgiveness – Army

Requirements: The applicant must enlist in the Army in a medical profession.

Eligible Loan Types: Medical school loans.

Amount Forgiven: Amount unspecified.

State Loan Forgiveness Program

Requirements: General federal grant to the states to fund individual state loan forgiveness programs. Each state will have different eligible professions.

Eligible Loan Types: Eligible loans are dependent on state requirements.

Amount Forgiven: The amount forgiven varies per state program.

Alaska SHARP Loan Forgiveness Program

Requirements: The applicant must be a licensed practitioner in a health-related profession.

Eligible Loan Types: Health education loans from approved commercial or public lenders.

Amount Forgiven: Amounts vary on a Tier system. Up to $27,000 is forgiven annually for the first tier and up to $47,000 for the other tier.

Arizona Primary Care Provider Loan Repayment Program (PCPLRP)

Requirements: The applicant must be a healthcare provider and commit to providing outpatient primary care services in a federally designated HPSA or state-designated underserved area for a minimum of two years. 

Eligible Loan Types: Government and commercial loans that covered health professional education.

Amount Forgiven: Amounts vary per healthcare profession and time committed. $25,000 to $65,000 forgiven in the initial 2-year commitment. Subsequent years offer less money.

Arizona Rural Private Primary Care Provider Loan Repayment Program (RPPCPLRP)

Requirements: The applicant must be a healthcare provider and commit to providing outpatient primary care services at a private practice in a federally-designated HPSA or state-designated underserved area for a minimum of two years.

Eligible Loan Types: Government and commercial loans that covered health professional education.

Amount Forgiven: Amounts vary per healthcare profession and time committed. $20,000 to $65,000 forgiven in the initial 2-year commitment. Subsequent years offer less money.

Arkansas State Teach Education Program (STEP)

Requirements: The applicant must be a teacher working in an area or subject matter that has a critical shortage of teachers.

Eligible Loan Types: Federal Student Loans.

Amount Forgiven: $3,000 to $4,000 forgiven annually for a maximum of 3 years. The application must be resubmitted every year.

California Steven M. Thompson Physician Corps Loan Repayment Program (STLRP)

Requirements: The applicant must be a physician or surgeon and commit to practicing outpatient care in a health professional shortage area or primary care shortage area for a minimum of 3 years. 

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven: Up to $105,000 forgiven for a 3-annual service commitment. Applicants can receive this award twice.

California CalHealthCares Loan Repayment Program

Requirements: The applicant must be either a physician or dentist that commits to serving a patient population that is at least 30% Medi-Cal beneficiaries for at least 5 years.

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven: $300,000 forgiven for a 5-year service obligation.

California Allied Healthcare Loan Repayment Program

Requirements: The applicant must be a healthcare professional and commit to serving in a CMSP contracted provider location or facility for 12 months.

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven: Up to $16,000 forgiven awarded up to 3 times. 

California Bachelor of Science Nursing Loan Repayment Program

Requirements: The applicant must be a registered nurse (RN) and commit to working in a medically underserved area for one year.

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven: Up to $10,000 forgiven annually awarded up to 3 times.

California County Medical Services Program Loan Repayment Program

Requirements: The applicant must be a primary care health professional and commit to serving for two years at an approved CMSP site.

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven: Full-time: 2-year commitment maximum award of $50,000. Half-time: 2-year commitment maximum award of $25,000.

California Licensed Mental Health Services Provider Education Program

Requirements: The applicant must be a mental health care provider and commit to working in a medically underserved area.

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven: Up to $15,000 forgiven awarded up to 3 times.

California Licensed Vocational Nurse Loan Repayment Program

Requirements: The applicant must be a vocational nurse and commit to practice for 1 year in a medically underserved area.

Eligible Loan Types: Loans from qualified lenders either commercial or governmental.

Amount Forgiven:Up to $15,000 forgiven awarded up to 3 times. 

Colorado Rural Essential Access Provider (REAP) Loan Repayment Program

Requirements: The applicant must be an eligible health professional and employed in a federally designated HPSA located in a rural or frontier county with a 2-year service commitment. 

Eligible Loan Types: Federal or commercial loans that were taken out exclusively for the profession the applicant is practicing.

Amount Forgiven: Full-time employment: $30,000 forgiven for physicians and $15,000 for other medical professions. Part-time employment: $15,000 for physicians and $7,500 for other medical professions.

Connecticut Minority Teacher Incentive Program

Requirements: The applicant must be a minority college student. After graduation, the program participant must go on to become a teacher at a public state school.

Eligible Loan Types: Federal or commercial loans that were taken out exclusively for the profession the applicant is practicing.

Amount Forgiven: Up to $5,000 a year for the final two years of full-time study in a Connecticut teacher preparation program and up to $2,500 forgiven annually for up to 4 years of teaching in a Connecticut public elementary or secondary school.

Washington D.C. Health Professional Loan Repayment Program

Requirements: The applicant must be an eligible health professional practicing full-time at an approved site in a medically underserved area (HPSA and MUA) in DC.

Eligible Loan Types: Loans intended for the cost of education necessary to obtain the health care degree.

Amount Forgiven: Up to $151,841.29 forgiven over 4 years for physicians and dentists. Up to $83,510.61 is forgiven for all other eligible providers.

Washington D.C. Bar Foundation Repayment Program

Requirements: The applicants must work at a qualified non-profit or civil legal service for low-income DC residents.

Eligible Loan Types: The program is in itself a forgivable loan.

Amount Forgiven: Provides one-year, interest-free, forgivable loans, of up to $12,000 per year.

Florida Nursing Student Loan Forgiveness Program

Requirements: The applicant must be an LPN, RN, or ARNP and work full-time at a designated facility that contributes towards a public good.

Eligible Loan Types: Loans must be incurred toward nursing education.

Amount Forgiven: Up to $4,000 forgiven annually for a maximum of 4 years.

Florida Bar Foundation Loan Repayment Program

Requirements: This program is for lawyers who are employed by civil legal aid groups or who spend more than half of their time providing legal services and legal assistance on behalf of civil legal aid organizations.

Eligible Loan Types: Student loans incurred while obtaining a law degree.

Amount Forgiven: $5,000 annually in the form of a new loan. The loan is forgiven annually if the applicant remains employed as a civil legal aid attorney.

Georgia Physicians for Rural Areas Assistance Program (PRAA)

Requirements: The applicant must be a physician and must work full-time in a medically underserved, rural area of Georgia.

Eligible Loan Types: Student loans incurred while obtaining a medical degree.

Amount Forgiven: Up to $25,000 forgiven annually with a 4-year maximum of $100,000.

Georgia Physician Loan Repayment Program (GPLRP)

Requirements: The applicant must be a physician and provide direct patient care in a designated Health Professional Shortage Area and also in a rural county.

Eligible Loan Types: Student loans incurred while obtaining their medical degree.

Amount Forgiven: Up to $25,000 forgiven annually with a 4-year maximum of $100,000.

Georgia Dentists for Rural Areas Assistance Program (DRAA)

Requirements: The applicant must be a dentist providing direct patient care in a medically underserved rural area in Georgia. 

Eligible Loan Types: Student loans incurred while obtaining the dental degree.

Amount Forgiven: Up to $25,000 forgiven annually with a 4-year maximum of $100,000.

Georgia Physician Assistant Loan Repayment Program (PALRP)

Requirements: The applicant must be a PA working full-time in a medically underserved, rural area in Georgia. 

Eligible Loan Types: Student loans incurred while obtaining their medical degree.

Amount Forgiven: Up to $10,000 forgiven annually for a maximum of 4 years and $40,000. 

Georgia Advanced Practice Registered Nurse Loan Repayment Program (APRNLRP)

Requirements: The applicant must be an APRN and work in direct patient care within a medically underserved, rural area of Georgia.

Eligible Loan Types: Student loans incurred while obtaining the APRN degree.

Amount Forgiven: Up to $10,000 forgiven annually for a maximum of 4 years and $40,000.

Idaho Rural Physician Incentive Program (RPIP)

Requirements: The applicant must be a primary care physician who agrees to serve HPSA areas in Idaho. Preference is given to graduates of the University of Washington and University of Utah medical school students who paid into the RPIP fund, but is not limited to these candidates.

Eligible Loan Types: Student loans incurred while obtaining their medical degree.

Amount Forgiven: Maximum of $100,000 forgiven over a 4-year period.

Idaho Rural Health Care Access Program (RHCAP)

Requirements: The applicant must be a primary care provider or dentist that commits to working in medically underserved areas or HPSA.

Eligible Loan Types: Student loans incurred while obtaining a medical degree.

Amount Forgiven: Maximum of $35,000 forgiven for a one-year funding cycle.

Illinois Nurse Educator Loan Repayment Program

Requirements: The applicant must be a nursing educator who has taught for at least 12 months in an approved program or practical nursing education in Illinois.

Eligible Loan Types: Stafford loans, Graduate PLUS Loans, nursing student loans, and alternative loans.

Amount Forgiven: Up to $5,000 forgiven annually and a maximum of 4 years for $20,000.

Illinois Veterans’ Home Medical Providers’ Loan Repayment Program

Requirements: The applicant must be a nurse and have worked a 12-month period at a state-approved veterans’ home.

Eligible Loan Types: Stafford loans, Graduate PLUS Loans, nursing student loans, and alternative loans.

Amount Forgiven: Up to $5,000 forgiven annually and a maximum of 4 years for $20,000.

Indiana Bar Foundation Richard M. Givan Loan Repayment Assistance Program

Requirements: The applicant must be working for a civil legal aid employer and their salary must not exceed $70,000 annually.

Eligible Loan Types: Undergraduate, graduate, and law school loans.

Amount Forgiven: $5,000 forgiven annually, paid quarterly to the participant.

Iowa Health Care Loan Repayment Program

Requirements: The applicant must be a nursing educator teaching full-time at eligible Iowa colleges and universities in service commitment areas for 5 consecutive years.

Eligible Loan Types: Federal student loans.

Amount Forgiven: The maximum annual award is the lesser of either $6,000 or 20% of the applicant’s loan debt.

Teach Iowa Scholar Program

Requirements: The applicant must be a graduate of a teacher preparation program after January 2013, have graduated in the top 25% of their program, and be teaching in a designated area.

Eligible Loan Types: Federal student loans.

Amount Forgiven: Up to $4,000 forgiven annually for a maximum of 5 years.

Kansas Rural Opportunity Zones (ROZ)

Requirements: The applicant must be a professional that establishes residence in a participating county in Kansas and an employer willing to sponsor them. 

Eligible Loan Types: Unspecified loans.

Amount Forgiven: Up to $15,000 forgiven over a period of 5 years.

Kansas Bridging Plan

Requirements: The applicant must be primary care or psychiatry professional who commits to practicing for 3 years in an approved Kansas county upon the completion of their residency training.

Eligible Loan Types: Student loans incurred while obtaining their medical degree.

Amount Forgiven: $26,000 forgiven in a 36-month commitment.

Louisiana Bar Foundation Loan Repayment Assistance Program

Requirements: The applicant must be an attorney and be employed by a non-profit legal organization assisting low-income individuals.

Eligible Loan Types: Law school loans, government loans, commercial loans, and bar review loans.

Amount Forgiven: Up to $5,000 forgiven annually for a maximum of 10 years.

Educators For Maine Program

Requirements: The applicant must be a graduating high school senior or an undergraduate or graduate student accepted into a post-secondary degree program pursuing certification as a teacher, including speech pathology, or child-care-provider qualifications.

Eligible Loan Types: This program is in itself a forgivable loan.

Amount Forgiven: $4,000 forgiven per academic year for undergraduates, $3,000 forgiven per academic year for graduate students. 

Maine Veterinary Medicine Loan Program

Requirements: The applicant must demonstrate financial need and a high likelihood of practicing livestock veterinary medicine in an area with insufficient veterinary services.

Eligible Loan Types: This program is in itself a forgivable loan.

Amount Forgiven: Up to $25,000 forgiven annually for a maximum of 4 years and $100,000 total.

Maine Dental Education Loan Repayment Program

Requirements: The applicant must be a dentist working at a qualifying facility that has at least 25% of patients that are accepted for treatment regardless of their ability to pay.

Eligible Loan Types: Undergraduate and graduate dental education loans.

Amount Forgiven: Up to $25,000 forgiven annually and $100,000 total for those entering into a first loan agreement on or after January 01, 2020.

Maryland SmartBuy Home Buyer Assistance & Forgiveness Program

Requirements: The applicant must have existing student loan debt and purchase a home owned by the Department of Housing and Community Development.

Eligible Loan Types: Student loans must be in repayment or deferred status.

Amount Forgiven: Program offers up to 15% off of the home purchase price to pay off their outstanding student debt with a maximum payoff amount of $50,000.

Maryland Janet L. Hoffman Loan Assistance Repayment Program (LARP)

Requirements: The applicant must be employed in Maryland by a government or non-profit agency serving low-income or underserved residents.

Eligible Loan Types: Majority of student loans.

Amount Forgiven: Determined by the applicant’s amount of debt. $30,000 maximum forgiveness with a yearly payment of $10,000.

Maryland Dent-Care Loan Assistance Repayment Program (MDC-LARP)

Requirements: The applicant must be a dentist whose patient population make-up is at least 30% of Maryland Medical Assistance Program (MMAP) recipients.

Eligible Loan Types: Student loans incurred while obtaining the dental degree.

Amount Forgiven: Up to $23,740 forgiven annually for a maximum of 3 years.

Maryland Loan Assistance Repayment Program for Foster Care Recipients (MLARP-Foster Care)

Requirements: The applicant must be a former foster care recipient who is employed by the state, county, or municipality and has graduated from an institution of higher education in Maryland.

Eligible Loan Types: Student loans incurred while obtaining an undergraduate or graduate degree.

Amount Forgiven: $5,000 forgiven or 10% of the loan debt per year.

Massachusetts Loan Repayment Program (MLRP) for Health Professionals

Requirements: The applicant must be a healthcare professional and commit to serving an area with a significant shortage of healthcare providers.

Eligible Loan Types: Student loans incurred while obtaining the dental degree.

Amount Forgiven: Up to $50,000 forgiven for a 2-year service contract.

Minnesota Urban Physician Loan Forgiveness

Requirements: The applicant must be a primary care physician and commit to serving an urban medically underserved area or HPSA for a minimum of 3 years and a maximum of 4 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the primary care physician.

Amount Forgiven: $29,000 forgiven annually.

Minnesota Rural Advanced Practice Provider Loan Forgiveness

Requirements: The applicant must be an advanced practice provider (APP) and commit to serving a rural area for a minimum of 3 years and a maximum of 4 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the advanced practice practitioner.

Amount Forgiven: $14,000 forgiven annually.

Minnesota Urban Advanced Practice Provider Loan Forgiveness

Requirements: The applicant must be a psychiatric nurse practitioner and practice in a rural area for a minimum of 3 years and a maximum of 4 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the psychiatric nurse practitioner.

Amount Forgiven: $14,000 forgiven annually.

Minnesota Nurse Faculty Loan Forgiveness

Requirements: Serve 3 to 4 years teaching in a postsecondary nursing program.

Eligible Loan Types: Government, commercial, and foundation loans.

Amount Forgiven: $11,000 forgiven annually.

Minnesota Allied Health Care Faculty Loan Forgiveness

Requirements: Serve 3 to 4 years teaching in allied health care or advanced nursing.

Eligible Loan Types: Government, commercial, and foundation loans.

Amount Forgiven: $11,000 forgiven annually.

Minnesota Rural Dental Therapist and Advanced Dental Therapist Loan Forgiveness

Requirements: The applicant must be a licensed dental therapist and commit to serving a minimum of 3 years and a maximum of 4 years in a rural area.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the DA/ADT.

Amount Forgiven: $13,000 forgiven annually.

Minnesota Dentist Loan Forgiveness

Requirements: The applicant must be a dentist and commit to serving a minimum of 3 years and a maximum of 4 years in a facility that sees 25% of patient visits from public programs or sliding fee scale programs.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the Dentist.

Amount Forgiven: $40,000 forgiven annually.

Minnesota Rural Mental Health Professional Loan Forgiveness

Requirements: The applicant must be a mental health professional and commit to serving in a medically underserved rural area or HPSA for a minimum of 3 years or a maximum of 4 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the Mental Health Professional.

Amount Forgiven: $18,000 forgiven for Psychologists, $9,300 for Social Workers, Therapists, and Counselors forgiven annually.

Minnesota Urban Mental Health Professional Loan Forgiveness

Requirements: The applicant must be a mental health professional and commit to serving in a medically underserved urban area or HPSA for a minimum of 3 years or a maximum of 4 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the Mental Health Professional.

Amount Forgiven: $18,000 for Psychologists, $9,300 for Social Workers, Therapists, and Counselors forgiven annually.

Minnesota Long-Term Care Nurse Loan Forgiveness

Requirements: The applicant must be a registered nurse or licensed practical nurse and commit to serving for a minimum of 2 years in nursing homes, housing with services establishment, home care, intermediate care facility, or hospital if 50% of the time is spent working in a nursing home. Option to extend for 2 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the nurse.

Amount Forgiven: $6,000 forgiven annually.

Minnesota Rural Pharmacist Loan Forgiveness

Requirements: The applicant must be a licensed pharmacist and commit to serving for a minimum of 3 years and a maximum of 4 years in an underserved area.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the pharmacist.

Amount Forgiven: $24,000 forgiven annually.

Minnesota Rural Physician Loan Forgiveness

Requirements: Serve 3 to 4 years maximum in a rural area with a shortage of access to primary care services.

Eligible Loan Types: Government, commercial, and foundation loans.

Amount Forgiven: $29,000 forgiven annually.

Minnesota Rural Public Health Nurse Loan Forgiveness

Requirements: The applicant must be a licensed registered nurse with a certificate as a public health nurse and commit to serving for a minimum of 3 years and a maximum of 4 years.

Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the nurse.

Amount Forgiven: $6,000 forgiven annually for a maximum of $24,000 over a four-year period.

Primary Care Resource Initiative for Missouri (PRIMO)

Requirements: The applicant must be a full-time student enrolled in a bachelor’s or professional program leading to a degree as a physician, dentist, or dental hygienist.

Eligible Loan Types: Student loans incurred while obtaining a medical degree.

Amount Forgiven: Varies by profession. Maximum 6 years for $25,000 per year.

Missouri Health Professional Nursing Student Loans

Requirements: The applicant must be a nursing student and willing to complete a service obligation in an underserved HPSA area. Must apply every year.

Eligible Loan Types: Student loans incurred while obtaining a medical degree.

Amount Forgiven: $2,500 maximum forgiveness for Licensed Practical Nurses. $5,000 maximum forgiveness for nurses with more advanced degrees.

Missouri Health Professional Nursing Student Loan Repayment Program

Requirements: The applicant must be a licensed nurse and agree to practice in a Missouri underserved area.

Eligible Loan Types: Student loans incurred while obtaining a nursing degree.

Amount Forgiven: Up to $10,000 for Registered nurses. Up to $20,000 for nurses with more advanced degrees.

Montana Agriculture Student Loan Assistance Program

Requirements: The applicant must have an associate’s or bachelor’s degree from an approved Montana college or university, be the primary owner, heir, or successor of a farm or ranch in Montana, and agree to participate in the day-to-day operations of the farm or ranch for at least five years.

Eligible Loan Types: Must be a student loan from a list of eligible Montana colleges.

Amount Forgiven: The total amount of loan repayment assistance may not exceed 50% of the total amount of educational loans outstanding.

Montana Institutional Nursing Incentive Program

Requirements: The applicant must practice as a registered professional nurse and be employed in a Montana state prison.

Eligible Loan Types: Loans incurred solely for the costs of nursing education.

Amount Forgiven: The number and amount of awards are determined based on the pool of eligible applicants and available state funding.

Montana Rural Physician Incentive Program (MRPIP)

Requirements: The applicant must be a physician and provide medical services in underserved areas within Montana.

Eligible Loan Types: Loans incurred solely for the costs of medical education (MD/DO).

Amount Forgiven: Up to $150,000 over a 5-year period for full-time service. Proportionately reduced repayment is available for physicians who practice lease than full-time.

Montana Justice Foundation Loan Repayment Assistance Program

Requirements: This applicant must be an attorney and work for a legal aid organization.

Eligible Loan Types: Loans incurred for the cost of law school education.

Amount Forgiven: Maximum amount of $2,500 annually.

Requirements: The attorney must work for the NHLA, LARC, DRC, or Pro-Bono full-time or part-time.

Eligible Loan Types: Loans incurred for the cost of law school education.

Amount Forgiven: Maximum of $42,000 loan forgiveness.

New Hampshire Law School Loan Repayment Assistance Program

Requirements: The attorney must work for the NHLA, LARC, DRC, or Pro-Bono full-time or part-time.

Eligible Loan Types: Loans incurred for the cost of law school education.

Amount Forgiven: Up to $8,000 annually.

New Jersey STEM Loan Redemption Program

Requirements: Requires a 4 to 8-year commitment to a full-time job with a high-growth STEM field occupation within New Jersey.

Eligible Loan Types: New Jersey State or federal loans.

Amount Forgiven: Up to $2,000 forgiven annually for up to 4 years and a maximum of $8,000.

New Jersey Faculty Loan Redemption Program

Requirements: This program is an incentive for people to enter graduate nursing programs (MSN, DNS, DNP, PhD). Loan redemption in exchange for a 5-year teaching commitment at a school of nursing upon graduate school completion.

Eligible Loan Types: New Jersey state or federal loans.

Amount Forgiven: Amount awarded unspecified.

New Jersey Primary Care Practitioner Loan Redemption Program

Requirements: The applicant must complete a 2 to 4-year service obligation in an underserved HPSA area.

Eligible Loan Types: New Jersey state or federal loans.

Amount Forgiven: Up to $120,000 forgiven.

New Mexico Teacher Loan Repayment Program

Requirements: The applicant must be a teacher and be employed in a designated high-need position such as bilingual education or STEM fields.

Eligible Loan Types: Unspecified loans.

Amount Forgiven: The amount awarded varies depending on the teacher’s debt size, the specific school need, and the total budget amount for the program.

New Mexico Public Service Law Loan Repayment Program (LRAP)

Requirements: The applicant must be an attorney and work in public legal service and an area with low-income or underserved residents of New Mexico for a 3-year commitment.

Eligible Loan Types: Loans incurred for the cost of law school education.

Amount Forgiven: Up to $7,200 forgiven annually.

New York State Get on Your Feet Loan Forgiveness Program

Requirements: The applicant must have earned no higher than an Undergraduate degree at the time of application. Meant to provide 24 months of federal student loan debt to recent NYS college graduates who have also enrolled in an income-driven repayment plan.

Eligible Loan Types: Income-Based Repayment Loans (IBR), PAYE, and REPAYE.

Amount Forgiven: Up to 24 months equal to the monthly repayment amount under the applicant’s loan terms.

Requirements: The applicant must be an attorney employed in a qualified public service role such as District Attorney or Assistant District Attorney.

Eligible Loan Types: Loans incurred for the cost of law school education.

Amount Forgiven: Maximum amount of $20,400. Awards are paid out $3,400 annually.

New York State Young Farmers Loan Forgiveness Incentive Program

Requirements: The applicant must be a recent college graduate who agrees to operate a farm in New York state on a full-time basis for 5 years.

Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval.

Amount Forgiven: Maximum amount of $50,000 forgiven. Award paid in annual amounts of $10,000.

Nursing Faculty Loan Forgiveness Incentive Program (NFLF)

Requirements: The applicant must be a nursing program graduate who has also taught in the field of nursing.

Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval.

Amount Forgiven: Maximum amount of $40,000. Award paid in annual amounts of $8,000.

NYS Child Welfare Worker Loan Forgiveness Program

Requirements: The program is for individuals who provide direct care services at a New York State-licensed child welfare agency.

Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval.

Amount Forgiven: Maximum amount of $50,000. Award paid in annual amounts of $5,000.

NYS Teacher Loan Forgiveness Program

Requirements: This program is for teachers in staff storage districts or who teach in subject-shortage areas.

Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval.

Amount Forgiven: Maximum amount of $20,000. Award paid in annual amounts of $5,000.

North Carolina Forgivable Education Loans for Service

Requirements: The applicant must be willing to work in a North Carolina-designated critical employment shortage profession.

Eligible Loan Types: This program is in itself a forgivable loan.

Amount Forgiven: Up to $7,000 forgiven for a certificate, associate, or bachelor’s. Up to $14,000 forgiven for a master’s or Ph.D.

Requirements: The applicant must be a prosecutor, public defender, or non-profit public interest attorney. Applicant must be employed with a public agency providing legal services to the poor.

Eligible Loan Types: Law school debt and bar study loans.

Amount Forgiven: Decisions are based on debt load and income, maximum amount unspecified.

North Dakota Health Care Professional Student Loan Repayment

Requirements: The applicant must be in an eligible profession (Physician, Primary Care Nurse Practitioner, Clinical Psychologist, or Behavioral Health Professional) committing to public health or non-profit service commitment in North Dakota.

Eligible Loan Types: Loans related to obtaining a health care professional degree.

Amount Forgiven: Physicians can earn up to $150,000. APRNs and PAs can earn up to $22,000. Clinical Psychologists earn up to $75,000. Behavioral Health specialists earn up to $22,000 over a five-year commitment.

North Dakota Veterinarian Loan Repayment Program

Requirements: The applicant must provide at least three years of veterinary services in a designated veterinary shortage area in North Dakota.

Eligible Loan Types: Loans related to obtaining a veterinarian degree.

Amount Forgiven: Up to $80,000 forgiven.

Ohio Dentist Loan Repayment Program (ODLRP)

Requirements: The applicant must provide dental services to underserved populations in health professional shortage areas. Employers must also vouch for the applicant.

Eligible Loan Types: Loans related to obtaining a health care professional degree.

Amount Forgiven: Up to $25,000 for a 2-year contract. Up to $35,000 for years three and four.

Ohio Dental Hygienist Loan Repayment Program (ODHLRP)

Requirements: The applicant must provide dental services to underserved populations in health professional shortage areas. Employers must also vouch for the applicant.

Eligible Loan Types: Loans related to obtaining a health care professional degree.

Amount Forgiven: Up to $25,000 for a 2-year contract. Up to $35,000 for years three and four.

Ohio Physician Loan Repayment Program

Requirements: The applicant must provide primary care services to underserved populations in an HPSA. Employers must also vouch for the applicant.

Eligible Loan Types: Loans related to obtaining a health care professional degree.

Amount Forgiven: Up to $25,000 for a 2-year contract. Up to $35,000 for years three and four.

Oklahoma Physician Loan Repayment Program

Requirements: The applicant must be a physician that commits to working in primary care in a rural community located in Oklahoma.

Eligible Loan Types: Medical education loans.

Amount Forgiven: $200,000 maximum over 4 years. 

Oklahoma Dental Loan Repayment Program (ODLRP)

Requirements: The applicant must be a dentist that commits to working in a designated ODLRP shortage area and agree that at least 30% of total patients are Medicaid patients or qualify for an ODLRP faculty position at the OU College of Dentistry.

Eligible Loan Types: Loans related to obtaining a dental professional degree.

Amount Forgiven: $25,000 forgiven annually.

Oklahoma Physician/Community Match Program

Requirements: The applicant must be a physician that commits to working for two years in rural Oklahoma.

Eligible Loan Types: Unspecified eligible loans.

Amount Forgiven: $30,000 minimum. $50,000 maximum.

Oklahoma Physician Assistant Loan Repayment Program

Requirements: The applicant must be a primary care physician-assistant and make a minimum 3-year commitment to work in a rural or underserved area.

Eligible Loan Types: Medical education loans.

Amount Forgiven: $60,000 maximum for 3 years.

Oregon Health Care Provider Loan Repayment

Requirements: The applicant must be a healthcare provider (Dentist, Dental Hygienist, Pharmacist, Physician, Nurse Practitioner, or Physician Assistant) who commits to 3-year of service in an underserved area within Oregon.

Eligible Loan Types: Medical education loans.

Amount Forgiven:Part-time: 35% of their debt balance up to $25,000 per obligation year. Full-time: 70% of their debt balance, up to $50,000 per obligation year. Full-time providers with less than $29,000 and part-time providers with less than $15,000 in debt are eligible to receive up to 100% of their debt balance.

Oregon Primary Care Loan Forgiveness (PCLF)

Requirements: The applicant must be a healthcare student who commits to one year of full-time primary care service in rural Oregon.

Eligible Loan Types: Medical education loans.

Amount Forgiven: Up to $35,000 forgiven annually.

Pennsylvania Primary Care Loan Repayment Program (LRP)

Requirements: The applicant must be a primary care practitioner and commit to working in a rural or underserved community in Pennsylvania.

Eligible Loan Types: Medical education loans.

Amount Forgiven: Physicians and Dentists: Up to $80,000 full-time, or up to $40,000 half-time. Other Practitioners: Up to $48,000 full-time, or up to $24,000 half-time.

Pennsylvania Bar Foundation – PA IOLTA Board Loan Repayment Assistance Program

Requirements: The applicant must be an attorney and work in an IOLTA legal services organization offering civil legal assistance to PA residents without charge.

Eligible Loan Types: Educational debt based on loans from commercial and government lending institutions, as well as university or other private institutional loans associated with educational debt.

Amount Forgiven: Amount forgiven varies. Renewable for up to 10 years.

Rhode Island Health Professionals Loan Repayment Program

Requirements: This program requires a 2-year full-time or a 4-year part-time commitment to facilities that treat Rhode Islanders who lack Primary Health Care Access.

Eligible Loan Types: Qualified educational loans.

Amount Forgiven: Unspecified amount forgiven.

Rhode Island Wavemaker Fellowship

Requirements: The applicant must be in a STEM field or employed in the technology, engineering, or design sector.

Eligible Loan Types: General higher education loans.

Amount Forgiven: $6,000 forgiven for a Master’s degree. $4,000 forgiven for a Bachelor’s degree. $1,000 forgiven for an Associate’s degree.

University of South Carolina Public Interest Law Loan Forgiveness Fund (PILLFF)

Requirements: The applicant must be a graduate of the USC school of law who obtained employment in public interest law.

Eligible Loan Types: Loans used for legal education.

Amount Forgiven: Awards vary based on funds for that budget year.

South Carolina Teachers and Career Changers Loan Forgiveness

Requirements: The applicant must be a teacher teaching a critical subject area or critical geographic location.

Eligible Loan Types: Loans used to get an education degree.

Amount Forgiven: 20% of the loan forgiven or $3,000 for each full year of teaching. Teaching in both a critical subject and in a  critical geographical area will increase the forgiveness rate to 33.3% or $5,000 a year.

South Dakota Dentist Loan Repayment for Service Program

Requirements: The applicant must commit to serving a selected percentage of Medicaid-insured patients in their practice. 

Eligible Loan Types: Qualified loans include government, commercial, and foundation loans for actual costs paid for tuition, reasonable education expenses, and reasonable living expenses related to the graduate or undergraduate education of a dentist from an accredited school of dentistry.

Amount Forgiven: Up to $125,000 spread out over 5 years plus $5,000 in bonus opportunities each year.

Tennessee Minority Teaching Fellows

Requirements: The applicant must be a member of a minority, college junior, senior, or graduate student, and make a service commitment to teaching primary education in Tennessee for one year after the award is received.

Eligible Loan Types: Loans used for teaching education.

Amount Forgiven: $5,000 forgiven annually.

Tennessee Math and Science Teacher Loan Forgiveness

Requirements: The applicant must be a tenured teacher teaching in a Tennessee public school system and agree to teach math or science public school system for 2 academic years.

Eligible Loan Types: Eligible loans are not specified.

Amount Forgiven: Up to $10,000 forgiven.

Tennessee Graduate Nursing Loan Forgiveness

Requirements: The applicant must be enrolled in a master’s or post-master’s degree nursing education program. Must enter a faculty or administrative position at a college or university in Tennessee in a nursing education program or complete four years of full-time employment, immediately upon completion of the program.

Eligible Loan Types: Loans used for graduate nursing education.

Amount Forgiven: $7,000 forgiven annually.

Teach for Texas Loan Repayment Assistance Program (TFTLRAP)

Requirements: The applicant must be a teacher certified in a shortage teaching field and has taught for at least one year in a Texas Public school or be a current teacher in a shortage field.

Eligible Loan Types: The loan must be evidenced by a promissory note which required the loan proceeds to be used to pay for the teacher’s cost of attendance at college.

Amount Forgiven: Up to a maximum of $2,500 forgiven.

Texas Rural Communities Health Care Investment Program

Requirements: The applicant must be a non-physician health care provider and commit to serving in a medically underserved area in Texas with a 12-month commitment. 

Eligible Loan Types: Eligible loans unspecified.

Amount Forgiven: $10,000 forgiven.

Utah Rural Physician Loan Repayment Program (RPLRP)

Requirements: The applicant must enter a 2-year term of service in a rural hospital and practice as primary care, ob/gyn, general surgery, orthopedic surgery, pediatrics, or internal medicine physician.

Eligible Loan Types: Loans related to obtaining a medical professional education.

Amount Forgiven: Up to $40,000 and the employing hospital is required to provide a 100% match. With employer agreement, an additional $40,000 may be awarded for a one-year extension. The maximum award is $120,000.

Utah Health Care Workforce Financial Assistance Program

Requirements: The applicant must be a health provider and work in an HPSA.

Eligible Loan Types: “Educational loan” means a commercial, government, or government-guaranteed loan taken to pay educational expenses.

Amount Forgiven: Unspecified amount forgiven. The approved site employer must provide a 20% match to the provider’s award.

University of Vermont Educational Loan Repayment Program for Nurses

Requirements: The applicant must be a nurse working in an eligible site with a nurse workforce shortage. They must also sign a 12-month service commitment.

Eligible Loan Types: Loans related to obtaining a nursing degree.

Amount Forgiven: Up to $6,000 annually.

Vermont Bar Foundation Loan Repayment Assistance Program (VBF-LRAP)

Requirements: The applicant must be an attorney working for an approved public good employer in the State of Vermont.

Eligible Loan Types: Undergraduate, graduate, and law school loans will be considered in determining the amount of assistance.

Amount Forgiven: Up to $5,000 forgiven annually.

University of Virginia School of Law Loan Forgiveness (VLFP I) (VLFP II)

Requirements: The applicant must be a graduate of the University of Virginia School of Law after 2013 and in public service employment.

Eligible Loan Types: IBR or PAYE loan programs.

Amount Forgiven: Full amount forgiven. 

University of Virginia School of Law Loan Commonwealth Plan

Requirements: The applicant must be in a private practice working in an underserved part of the state.

Eligible Loan Types: IBR or PAYE loan programs.

Amount Forgiven: Full amount forgiven.

Washington State Health Loan Forgiveness Program

Requirements: The applicant must commit to 3 years of service at an approved Washington Health Corps program site.

Eligible Loan Types: Loans related to obtaining licensure for the profession only.

Amount Forgiven: Maximum award of $75,000.

Wisconsin Health Professions Loan Assistance Program

Requirements: The applicant must agree to serve 3 years in an eligible underserved rural or urban community.

Eligible Loan Types: Loans related to obtaining a medical degree.

Amount Forgiven: Up to $50,000 forgiven for Dentists and Physicians. Up to $25,000 forgiven for Dental Hygienists, Certified Nurse Midwives, Nurse Practitioners, and Physician Assistants.

Wisconsin Rural Physician Loan Assistance Program

Requirements: Must be a primary care physician or psychiatrist practicing in an outpatient setting in a rural community.

Eligible Loan Types: Loans related to obtaining a medical degree.

Amount Forgiven: Up to $50,000 forgiven.

Wyoming Healthcare Professional Loan Repayment Program

Requirements: The applicant must a 3-year commitment to practice in an underserved area of Wyoming. Must treat Medicare, Medicaid, and Kid Care eligible patients.

Eligible Loan Types: Loans related to obtaining a medical degree.

Amount Forgiven: For Physicians and Dentists, up to $30,000 a year for 3 years. For other licensed healthcare professionals, $20,000 a year for three years total.

Sources

  1. Federal Student Aid Office: Public Service Loan Forgiveness (PSLF)
  2. United States Air Force – My Air Force Benefits: Judge Advocate General’s (JAG) Corps Student Loan Repayment Program (SLRP)
  3. Health Resources & Services Administration: Apply to the Nurse Corps Loan Repayment Program
  4. U.S. Department of Health and Human Services – Indian Health Service: Loan Repayment Program
  5. United States Army – My Army Benefits: College Loan Repayment Program (LRP)
  6. United States Navy: Navy Student Loan Repayment Program
  7. United States Department of Justice: Attorney Student Loan Repayment Program
  8. Legal Services Corporation: Herbert S. Garten Loan Repayment Assistance Program
  9. United States Department of Agriculture: The Veterinary Medicine Loan Repayment Program

Related reports include Average Time to Repay Student Loans | Average Student Loan Interest Rate | Student Loan Refinancing | Student Loan Default Rate | Student Loan Forgiveness Statistics