This list of 143 student loan forgiveness programs starts with national student loans. While many programs limit forgiveness to a maximum value, the actual amount varies from person to person.
Federal Student Loan Forgiveness Programs
There are student loan forgiveness programs for the various branches of the military and federal agencies. Receiving payments from one loan forgiveness program may affect the recipient’s eligibility for another loan forgiveness program.
Public Service Loan Forgiveness Program (PSLF)
Requirements: The PSLF is available for employees of a U.S. federal, state, local, or tribal government. It is also available for employees of a non-profit organization. The applicant must also work full-time (i.e., at least 30 hours per week).
Eligible Loan Types: Direct Loans and Direct Consolidation Loans.
Amount Forgiven: Full amount forgiven. The program forgives any remaining balance on an individual’s Direct Loans after they have made 120 monthly payments under an income-driven repayment plan.
Learn more about the Public Service Loan Forgiveness Program (PSLF) here.
Temporary Expanded Public Service Loan Forgiveness Program (TEPSLF)
Requirements: The TEPSLF allows some unqualified repayment plans to become eligible for forgiveness if they did not initially qualify for the PSLF program. The applicant must have 10 years of full-time employment under a qualified employer. The amount paid in the 12 months prior to applying for TEPSLF must be at least as much as would have been paid under an income-driven repayment plan.
Eligible Loan Types: Direct loans and Direct Consolidation Loans. The following plans are also eligible (which are not eligible through PSLF): the Graduated Repayment Plan, the Extended Repayment Plan, the Consolidation Standard Repayment Plan, and the Consolidation Graduated Repayment Plan.
Amount Forgiven: Full amount forgiven. The program forgives any remaining balance on an individual’s Direct Loans after they have made 120 monthly payments under a repayment plan while working full-time for a qualified employer.
Learn more about the Temporary Expanded Public Service Loan Forgiveness Program (TEPSLF) here.
Teacher Loan Forgiveness Program
Requirements: The applicant must be a full-time, highly qualified teacher for five consecutive academic years. The applicant must have taught in a school or educational service agency that serves low-income students. To be considered highly qualified, teachers must have earned a bachelor’s degree, fully certified, and not be operating under an emergency, provisional, or temporary certificate.
Eligible Loan Types: Direct Loans and Federal Family Education Loans (FFEL).
Amount Forgiven: The Teacher Loan Forgiveness Program forgives up to $17,500 in Direct Subsidized or Unsubsidized Loans. The $17,500 is only for teachers in special subject matter areas, such as mathematics, science, or special education. Other subject matter areas are eligible to receive up to $5,000. A teacher may receive both the $17,500 and the $5,000 if they have loans under both the Direct Loan Program and the Federal Family Education Loan Program.
Learn more about the Teacher Loan Forgiveness Program here.
Borrower Defense Loan Discharge Program
Requirements: The Borrower Defense Loan Discharge Program is a forgiveness program for loan holders who were wronged by their college or university. The borrower must demonstrate they enrolled or continued to attend a school based on misleading information or other misconduct and suffered harm.
Eligible Loan Types: Only Direct Loans are eligible for this discharge program.
Amount Forgiven: If the application is successful, the loans related to the application will be discharged. You may receive a refund of payments made previously.
Learn more about the Borrower Defense Loan Discharge Program here.
National Health Service Corps Loan Repayment Program
Requirements: The NHSC Loan Repayment Program is available to primary care clinicians who are willing to serve at least 2 years in an NHSC-approved Health Professional Shortage Area (HPSA). Eligible primary care areas include medical, dental, and mental health. Maternity care health professionals working in a Maternity Care Target Area (MCTA) are also eligible. The program prioritizes applicants from disadvantaged backgrounds. The program also prioritizes applicants who have completed specialized training needed by the NHSC.
Eligible Loan Types: For undergraduate or graduate education tuition, other educational expenses, or cost of attendance. Consolidated or refinanced loans from a government (federal, state, or local) or private student loan lender and only include qualifying educational loans.
Amount Forgiven: For physicians, nurse practitioners, certified nurse midwives, and physician assistants: Full-time service for 2 years can earn a participant up to $75,000 in loan forgiveness. Part-time service for 2 years can earn a participant up to $37,500 in loan forgiveness.
For other eligible professions: Full-time service can earn a participant up to $50,000 and part-time service can earn a participant up to $25,000.
Clinicians who are proficient in Spanish may also be awarded $5,000.
Learn more about the National Health Service Corps Loan Repayment Program here.
Forgiveness with Income-Based Repayment (IBR)
Requirements: The applicant must have an IBR loan that has been in repayment beyond 25 years. If the loan originated after July 1st, 2014, the repayment term limit is 20 years.
Eligible Loan Types: Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans (made to graduate or professional students), Direct Consolidated Loans (not paid to parents), FFEL Loans (Stafford, FFEL PLUS not paid to parents, Consolidation), Consolidated Federal Perkins Loans.
Amount Forgiven: Full amount forgiven.
Learn more about Forgiveness with IBR here.
Forgiveness with Income-Contingent Repayment (ICR)
Requirements: The applicant must have an ICR loan that has been in repayment for more than 25 years. New applications are not being accepted unless the borrower has a consolidated PLUS loan paid to parents.
Eligible Loan Types: Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans (made to graduate or professional students), Direct Consolidated Loans, Consolidated FFEL Loans (FFEL PLUS made to parents), Consolidated Federal Perkins Loans.
Amount Forgiven: Full amount forgiven.
Learn more about Forgiveness with ICR here.
Forgiveness with Pay As You Earn (PAYE)
Requirements: The applicant must have a PAYE eligible loan that has been in repayment for at least 20 years. New applications are not being accepted.
Eligible Loan Types: Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans (made to graduate or professional students), Direct Consolidated Loans (not paid to parents).
Amount Forgiven: Full amount forgiven.
Learn more about Forgiveness with PAYE here.
Saving on a Valuable Education (SAVE) Plan
Requirements: The eligibility is based on the original principal balance. Depending on the amount borrowed, the applicant may have undergraduate loans forgiven after 10 – 20 years. Graduate school loans may be forgiven after 10 – 25 years.
Eligible Loan Types: Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans (made to graduate or professional students), Direct Consolidated Loans (not paid to parents), Consolidated FFEL Loans (Stafford, FFEL PLUS not paid to parents, Consolidation), Consolidated Federal Perkins Loans.
Amount Forgiven: Full amount forgiven.
Learn more about the SAVE Plan here.
Nurse Corps Loan Repayment Program
Requirements: The applicant must be a Registered Nurse, Advanced Practice Registered Nurse, or Nurse Faculty (NF) working two years in a critical shortage facility or in an eligible nursing school as nurse faculty.
Eligible Loan Types: Public and Private Loans.
Amount Forgiven: Up to 85% of the loan forgiven.
Learn more about the Nurse Corps Loan Repayment Program here.
USDA Veterinary Medicine Loan Repayment Program
Requirements: The applicant must commit to 3 years of service in a designated veterinarian shortage area.
Eligible Loan Types: Loans that were received for attendance at an AVMA Council on Education accredited veterinary school. Private or public may qualify.
Amount Forgiven: Up to $25,000 forgiven annually over the 3 years ($75,000 in total).
Learn more about the USDA Veterinary Medicine Loan Repayment Program here.
AmeriCorps Education Award
Requirements: The applicant must complete their AmeriCorps term of service and enroll in the National Service Trust. Full-time employment for 1 year.
Eligible Loan Types: Direct Loans, Stafford Loans, Primary Care Loans, Federal Consolidated Loans, Nursing Student Loans, Health Education Assistance Loans, Supplemental Loans for Students,Federal Perkins Loans, and loans from state institutions of higher education.
Amount Forgiven: Maximum value of the Pell Grant for the fiscal year in which the term of national service is approved, 2024-2025: $7,395.
Learn more about the AmeriCorps Education Award here.
Federal Employee Student Loan Repayment Program
Requirements: This program is specifically for employees of a federal agency.
Eligible Loan Types: Direct Loans, FFEL Loans, Federal Perkins Loans, and Loans made or insured under the Public Health Service Act.
Amount Forgiven: $10,000 forgiven annually up to a maximum of $60,000 for 6 years.
Learn more about the Federal Employee Student Loan Repayment Program here.
Closed School Loan Forgiveness
Requirements: Available specifically to those students who were unable to complete their programs because their school shut down.
Eligible Loan Types: Direct Loans, Federal Family Education loans (FFEL). Federal Perkins loans.
Amount Forgiven: Full amount forgiven.
Learn more about Closed School Loan Forgiveness here.
Total and Permanent Disability Discharge (TPD)
Requirements: This program is specifically for students who have been totally and permanently disabled.
Eligible Loan Types: Direct Loan. Federal Family Education loans (FFEL). Federal Perkins loans.
Amount Forgiven: Full amount forgiven.
Learn more about TPD here.
Death Discharge
Requirements: The borrower or student a PLUS loan was intended for has passed away.
Eligible Loan Types: Direct Loans. Federal Perkins loans. Parent’s Plus loans.
Amount Forgiven: Full amount forgiven.
Learn more about the Death Discharge here.
Federal Perkins Loan Cancellation
Requirements: The applicant must have worked a specific number of years, based on the profession, dedicated to a public good.
Eligible Loan Types: Federal Perkins loans.
Amount Forgiven: Full amount forgiven for most professions. 70% for AmeriCorps VISTA or Peace Corps volunteers. For certain teacher categories, forgiveness of loans may begin in the first years of service (i.e., 15% per year for the first and second years of service, 20% for the third and fourth years, 30% for the fifth year).
Learn more about Federal Perkins Loan Cancellation here.
Federal Loan Bankruptcy Discharge
Requirements: For individuals with student loans going into bankruptcy and demonstrate that repayment would cause undue hardship.
Eligible Loan Types: Parent Plus loans and Federal student loans.
Amount Forgiven: Partial amount or full amount forgiven. Altered loan interest rates may also be an option.
Learn more about the Federal Loan Bankruptcy Discharge here.
False Certification Discharge
Requirements: This applicant must have had credentials falsified by their schools to receive a loan.
Eligible Loan Types: FFEL loans, Direct Loans, and Parent PLUS Loans.
Amount Forgiven: Full amount forgiven.
Learn more about False Certification Discharge here.
Unpaid Refund Discharge
Requirements: The applicant must have withdrawn from college and the college did not make a required return of the loan funds to the loan servicer.
Eligible Loan Types: FFEL loans, Direct Loans, and Parent Plus Loans.
Amount Forgiven: The portion of the loan that should have been returned.
Learn more about Unpaid Refund Discharge here.
National Health Service Corps State Loan Forgiveness Program
Requirements: Federal grants to the states fund this type of forgiveness, and each state administers the program. Qualifying borrowers must work in a Health Professional Shortage Area; each state has different eligible professions.
Eligible Loan Types: Federal and private loans.
Amount Forgiven: $50,000 for a two-year full-time service commitment.
Learn more about the NHSC state forgiveness program here.
Indian Health Service Loan Repayment Program
Requirements: The applicant must have committed at least 2 years of service in a health facility servicing American Indian and/or Alaskan Native communities.
Eligible Loan Types: Only health education loans related to the profession.
Amount Forgiven: Up to $50,000 forgiven for first two years. Contract can be extended for additional funds.
Learn more about the Indian Health Service Loan Repayment Program here.
National Institutes of Health (NIH) Loan Repayment Programs
Requirements: The borrower must work on NIH mission-relevant research, either within the NIH or outside the organization. Examples: AIDS research, Pediatric Research, or Contraception and Infertility Research.
Eligible Loan Types: Health education loans public or private.
Amount Forgiven: Up to $50,000 forgiven annually.
Learn more about the National Institutes of Health (NIH) Loan Repayment Programs here.
Department of Justice Attorney Student Loan Repayment Program (ASLRP)
Requirements: 3-year service commitment as an attorney for the Department of Justice.
Eligible Loan Types: Direct Loans, Stafford Loans, PLUS Loans, FFEL Loans, and Federal Perkins Loans.
Amount Forgiven: $6,000 forgiven every year for a maximum of $60,000.
Learn more about ASLRP here.
John R. Justice Student Loan Repayment Program
Requirements: Must serve three years as a local, state, or federal public defender, local or state prosecutor, or a full-time employee of a nonprofit organization operating with local or state government providing legal representation to indigent persons in criminal or juvenile delinquency cases.
Eligible Loan Types: Direct Loans, FFEL Loans, Federal Perkins loans, Federal Stafford loans, and Federal Consolidation Loans.
Amount Forgiven: Amount varies as funds will be available to states based on the total population of each state.
Learn more about the John R. Justice Student Loan Repayment Program here.
Herbert S. Garten Loan Repayment Assistance Program
Requirements: Lottery-style program. The applicant must be an Attorney employed under a program that received funding from the Legal Services Corporation. The applicant must have an expectation of employment for 3 years with a debt of $75,000 in law school loans.
Eligible Loan Types: Law student loans, Federal Perkins loans, Stafford loans, Supplemental loans for students, Law Access loans, Law Student loans, Law-school Based loans, and other loans used to pay for law school or preparing for the bar exam.
Amount Forgiven: Up to $10,000 forgiven.
Learn more about the Herbert S. Garten Loan Repayment Assistance Program here.
Specialty Equipment Market Association Loan Forgiveness Program (SEMA)
Requirements: The program is available to employees of SEMA-member companies.
Eligible Loan Types: Unspecified loans (minimum of $2,000 outstanding).
Amount Forgiven: Up to $5,000 forgiven.
Learn more about SEMA here.
United States Air Force Judge Advocate General’s Corps (JAG) Student Loan Repayment Program
Requirements: Active duty Air Force officers applying for the application must also have a JD/law degree. They must also be serving a 4-year commitment with the JAG.
Eligible Loan Types: Majority of loans including Direct Loans, Federal Perkins Loans, Private loans, and consolidation loans.
Amount Forgiven: $65,000 maximum forgiven over 3 years.
Learn more about the JAG Student Loan Repayment Program here.
Servicemembers Civil Relief Act (SCRA)
Requirements: Active military service required.
Eligible Loan Types: All Federal loans and some private loans.
Amount Forgiven: Minimizes interest on a student loan to 6%.
Learn more about the SCRA here.
Military College Loan Repayment Program (CLRP) Air Force Reserve
Requirements: Enlistee must commit to 6 years of service in one of the critical Air Force Specialty Codes.
Eligible Loan Types: Direct Loans, Federal Perkins loans, Stafford loans.
Amount Forgiven: 15% of the outstanding loan balance, and a maximum forgiveness of $20,000 over 6 years.
Learn more about the CLRP Air Force program here.
Navy Student Loan Repayment Program (CLRP)
Requirements: Enlistee must commit to 3 years of service.
Eligible Loan Types: Direct Loans and Stafford Loans.
Amount Forgiven: $65,000 maximum forgiven over 3 years.
Learn more about the CLRP Navy program here.
Military College Loan Repayment Program (CLRP) Army
Requirements: Must be an active or drilling member of the Regular Army, National Guard, or Army Reserve.
Eligible Loan Types: Direct Loans, Parent PLUS loans, Supplemental loans, Stafford loans, Federal Perkins Loans, and Consolidated Loans.
Amount Forgiven: Will repay 33⅓% annually with $65,000 maximum forgiven over 3 years for Regular Army members. National Guard and Army Reserve is capped at $20,000 forgiven over a 6-year commitment.
Learn more about the CLRP Army program here.
Army Professional Student Loan Forgiveness Programs
To be eligible for student loan forgiveness from the United States Army, borrowers must be servicemembers enlisted in a professional role.
Dental Loan Forgiveness
Requirements: Enlisted in the army as a dental practitioner.
Eligible Loan Types: Dental School Loans.
Amount Forgiven: On active duty, up to $120,000 in total is forgiven over 3 years. On reserve duty, up to $250,000 in total is forgiven (up to $40,000 annually).
Learn more about the Army Dental Loan Forgiveness program here.
Health Professions Loan Repayment Program
Requirements: Enlisted in the army as a physician.
Eligible Loan Types: Physician school loans.
Amount Forgiven: On active duty $120,000 is forgiven over 3 years. On reserve duty, up to $250,000 is forgiven.
Learn more about the Army Health Professions Loan Repayment program here.
Physician Assistant Loan Forgiveness
Requirements: Enlisted in the army as a physician assistant.
Eligible Loan Types: Physician Assistant school loans.
Amount Forgiven: On Active Duty, $120,000 is forgiven over 3 years.
Learn more about the Army’s Physician Assistant Loan Forgiveness program here.
Nurse Loan Forgiveness
Requirements: Enlisted in the army as a nurse.
Eligible Loan Types: Nursing school loans.
Amount Forgiven: On Active Duty $120,000 is awarded over 3 years.
Learn more about the Army’s Nurse Loan Forgiveness program here.
Veterinarian Loan Forgiveness
Requirements: Enlisted in the army as a veterinarian.
Eligible Loan Types: Veterinarian school loans.
Amount Forgiven: On Active Duty $120,000 is forgiven over 3 years. On Reserve Duty $60,000 is forgiven.
Learn more about the Army’s Veterinarian Loan Forgiveness program here.
Other Medical Professions Loan Forgiveness
Requirements: Enlisted in the Army in a medical profession.
Eligible Loan Types: Medical school loans.
Amount Forgiven: On Reserve Duty $60,000 is forgiven over 3 years.
Learn more about the Army’s general Medical Professions Loan Forgiveness program here.
State Student Loan Forgiveness Programs
Each state has its iteration of a rural or low-income forgiveness program for healthcare professionals.
Alabama Math and Science Teacher Education Program (AMSTEP)
Requirements: The applicant must be a teacher who graduated beginning with 2018 or forward, endorsed in secondary math or science, and teaching math or science in a public school district or charter school.
Eligible Loan Types: Subsidized and unsubsidized Federal Loans..
Amount Forgiven: $5,000 per year forgiven. An additional $2,500 per year if working in an area with an acute teacher shorting in math or science.
Learn more about the AMSTEP here.
Alaska SHARP Loan Forgiveness Programs
Requirements: SHARP-1 requires a licensed practitioner to provide 80% direct patient care services at a primary care setting located in a federally designated Health Professional Shortage Area (HPSA). SHARP-3 requires a licensed practitioner in a health-related profession to provide care in an underserved area.
Eligible Loan Types: Health education loans. Approved commercial lenders or public lenders.
Amount Forgiven: Amounts vary on a Tier system, ranging from $15,000 to $30,000 annually.
Learn more about Alaska’s SHARP here.
Arizona Primary Care Provider Loan Repayment Program (PCPLRP)
Requirements: The applicant must be a healthcare provider providing outpatient public or private, nonprofit primary care services in a federally designated HPSA for a minimum of 2 years.
Eligible Loan Types: Government and commercial loans that covered health professional education.
Amount Forgiven: Amounts vary per health care profession, time committed, and priority score of area served. $20,000 to $65,000 forgiven in the initial 2-year commitment. Subsequent years offer less money.
Learn more about Arizona’s PCPLRP here.
Arizona Rural Private Primary Care Provider Loan Repayment Program (RPPCPLRP)
Requirements: The applicant must be a healthcare provider providing outpatient rural, private primary care services in a rural federally designated HPSA or state-designated underserved area for a minimum of 2 years.
Eligible Loan Types: Government and commercial loans that covered health professional education.
Amount Forgiven: Amounts vary per health care profession, time committed, and priority score of area served. $20,000 to $65,000 forgiven in the initial 2-year commitment. Subsequent years offer less money.
Learn more about Arizona’s RPPCPLRP here.
Arkansas State Teach Education Program (STEP)
Requirements: The applicant must be a teacher working in an area or subject matter that has a critical shortage of teachers.
Eligible Loan Types: Federal student loans.
Amount Forgiven: Up to $6,000 forgiven annually for a maximum of 3 years. The application must be resubmitted every year.
Learn more about the Arkansas STEP here.
California Steven M. Thompson Physician Corps Loan Repayment Program (STLRP)
Requirements: The applicant must be a physician (e.g., general medicine, psychiatry) or surgeon. The applicant must work at an eligible public service location.
Eligible Loan Types: Loans from qualified lenders either commercial or governmental.
Amount Forgiven: Up to $105,000 forgiven for a 3 annual service commitment.
California CalHealthCares Loan Repayment Program
Requirements: The applicant must be a physician or dentist providing care to Medi-Cal patients. Requires a 5-year service obligation. Eligible Loan Types: Loans from qualified lenders either commercial or governmental. Amount Forgiven: $300,000 forgiven for a 5-year service obligation. Learn more about the California STLRP here. Requirements: The applicant must be a healthcare professional and commit to serving a CMSP-contracted provider location or facility. Eligible Loan Types: Loans from qualified lenders either commercial or governmental. Amount Forgiven: Up to $16,000 forgiven for a 12-month commitment. Learn more about the California Allied Healthcare Loan Repayment Program here. Requirements: The applicant must be a licensed and practicing Registered Nurse (RN) working in a medically underserved area. Eligible Loan Types: Loans from qualified lenders either commercial or governmental. Amount Forgiven: Up to $15,000 forgiven annually. Learn more about the California Bachelor of Science Nursing Loan Repayment Program here. Requirements: The applicant must be a primary care or dental healthcare professional serving at approved facilities with a two-year commitment. Eligible Loan Types: Loans from qualified lenders either commercial or governmental. Amount Forgiven: Full-time: 2-year commitment maximum award of $50,000. Half-time: 2-year commitment maximum award of $25,000. Extension years offer less money. Learn more about the California CMSPLRP here. Requirements: The applicant must be a licensed and practicing mental health care provider working in a medically underserved area with a 12 month commitment. Eligible Loan Types: Loans from qualified lenders either commercial or governmental. Amount Forgiven: Up to $15,000 forgiven annually. Learn more about the California Licensed Mental Health Services Provider Education Program here. Requirements: The applicant must be a vocational nurse who commits to a 1-year service obligation in a medically underserved area. Eligible Loan Types: Loans from qualified lenders either commercial or governmental. Amount Forgiven: Up to $8,000 forgiven annually . Learn more about the California LVNLRP here. Requirements: The applicant must be employed in a federally designated HPSA located in a rural or frontier county. Requires a 2-year commitment at the approved site. Eligible Loan Types: Federal or commercial loans that were taken out exclusively for the profession the applicant is practicing. Amount Forgiven: Full-time employment: $30,000 forgiven for physicians and $15,000 for other medical professions. Part-time employment: $15,000 for physicians and $7,500 for other medical professions. Learn more about the Colorado REAP here. Requirements: The applicant must be a professional practicing full-time at a HPLRP-certified site in a health professional shortage or medically underserved area. Both participants and potential work sites must complete applications for the program. Sites must recertify every even numbered years. Eligible Loan Types: Loans intended for the cost of education necessary to obtain the health care degree. Amount Forgiven: Up to $165,040.64 forgiven over 4 years for physicians and dentists. Up to $90,770.07 is forgiven for all other eligible providers. Learn more about the Washington D.C. HPLRP here. Requirements: The applicant must work at a qualified non-profit or civil legal service for low-income DC residents. Eligible Loan Types: This program is in itself a forgivable loan. Amount Forgiven: Provides one-year, interest-free, forgivable loans, of up to $12,000 per year. Learn more about the D.C. Bar Foundation Repayment Program here. Requirements: The applicant must be an LPN, RN, or ARNP and work full time at a designated facility that contributes towards a public good. Eligible Loan Types: Loans must be incurred toward nursing education. Amount Forgiven: Up to $4,000 forgiven annually for a maximum of 4 years. Learn more about the Florida Nursing Student Loan Forgiveness Program here. Requirements: The applicant must be a lawyer who is employed by civil legal aid groups or spends more than half of their time providing legal services and legal assistance on behalf of civil legal aid organizations. Eligible Loan Types: Student loans incurred while obtaining a law degree. Amount Forgiven: $10,000 annually in the form of a new loan. The loan is forgiven annually if the applicant remains employed as a civil legal aid attorney. Learn more about the Florida Bar Foundation Loan Repayment Program here. Requirements: The applicant must have a graduate degree in nursing and employed as a faculty in the university system of Georgia. Eligible Loan Types: Student loans incurred while obtaining a medical degree. Amount Forgiven: Up to $25,000 forgiven over two years. Learn more about Georgia’s NFLRP here. Requirements: The applicant must be a physician who works full-time in a medically underserved, rural area of Georgia. Eligible Loan Types: Student loans incurred while obtaining a medical degree. Amount Forgiven: Up to $25,000 forgiven annually with a 4-year limit (maximum of $100,000). Learn more about the Georgia PRAA here. Requirements: The applicant must be a physician who works full-time in a medically underserved, rural area of Georgia with a commitment of 4 years. Eligible Loan Types: Student loans incurred while obtaining their medical degree. Amount Forgiven: Up to $150,000. Learn more about the Georgia PELRP here. Requirements: The applicant must be a dentist who works full-time in a medically underserved, rural area of Georgia with a commitment of 4 years. Eligible Loan Types: Student loans incurred while obtaining their dental degree. Amount Forgiven: Up to $150,000. Learn more about the Georgia DELRP here. Requirements: The applicant must be a dentist who works full-time in a medically underserved, rural area of Georgia. Eligible Loan Types: Student loans incurred while obtaining the dental degree. Amount Forgiven: Up to $25,000 forgiven annually with a 4-year limit (maximum of $100,000). Learn more about the Georgia DRAA here. Requirements: The applicant must be a PA who works full-time in a medically underserved, rural area of Georgia. Eligible Loan Types: Student loans incurred while obtaining their medical degree. Amount Forgiven: Up to $10,000 forgiven annually with a 4-year limit (maximum of $40,000). Learn more about the Georgia PALRP here. Requirements: The applicant must be an APRN who works in direct patient care in a medically underserved, rural area of Georgia. Eligible Loan Types: Student loans incurred while obtaining the APRN degree. Amount Forgiven: Up to $10,000 forgiven annually with a 4-year limit (maximum of $40,000). Learn more about the Georgia APRNLRP here. Requirements: The applicant must be a registered nurse or licensed practical nurse serving a rural and underserved area. Eligible Loan Types: Student loans incurred while obtaining their medical degree. Amount Forgiven: Up to $25,000 forgiven over 3 years. Learn more about the Idaho RNLRP here. Requirements: The applicant must be a physician serving a Health Professional Shortage Area. Preference is given to graduates of University of Washington and University of Utah medical school students who paid into the RPIP fund, but is not limited to these candidates. Eligible Loan Types: Student loans incurred while obtaining their medical degree. Amount Forgiven: Maximum of $100,000 forgiven over 4 years. Learn more about the Idaho RPIP here. Requirements: The applicant must be a nursing educator who has taught for at least 12 consecutive months in an approved program or practical nursing education in Illinois. Eligible Loan Types: Stafford loans, Graduate PLUS Loans, nursing student loans, and alternative loans. Amount Forgiven: Up to $5,000 forgiven annually and a maximum of 4 years for $20,000. Learn more about the Illinois Nurse Educator Loan Repayment Program here. Requirements: The applicant must be a physician or nurse and have worked for 12 months at a state-approved veterans’ home. Eligible Loan Types: Stafford loans, Graduate PLUS Loans, nursing student loans, and alternative loans. Amount Forgiven: Up to $5,000 forgiven annually and a maximum of 4 years for $20,000. Learn more about the Illinois Veterans’ Home Medical Providers’ Loan Repayment Program here. Requirements: The applicant must be working for a civil legal aid employer and their salary must not exceed $70,000 annually. Eligible Loan Types: Undergraduate, graduate, and law school loans. Amount Forgiven: $5,000 forgiven annually, paid quarterly to the participant. Learn more about the Indiana Bar Foundation Richard M. Givan Loan Repayment Assistance Program here. Requirements: The applicant must be a licensed healthcare practitioner in the area of primary health care, dental, or behavioral and mental health servicing a federally designated health professional shortage area (HPSA). Eligible Loan Types: Federal and private student loans. Amount Forgiven: Up to $50,000 for 2-year full-time commitment or $25,000 for 2-year part-time commitment. Amounts vary depending on profession discipline and specialities. Learn more about the Iowa Primary Care Provider Loan Repayment Program here. Requirements: The applicant must be a teacher serving in an Iowa school in a designated shortage area and have graduated in the top 25% of the program academically. Eligible Loan Types: Federal student loans. Amount Forgiven: Up to $4,000 forgiven annually for a maximum of 5 consecutive years. Learn more about Teach Iowa here. Requirements: The applicant must be a professional that establishes residence in a participating county in Kansas and an employer willing to sponsor them for the program. Eligible Loan Types: Loans related to the degrees earned. Amount Forgiven: Up to $15,000 forgiven over 5 years. Learn more about the Kansas ROZ program here. Requirements: The applicant must be a primary care, OB-GYN, or psychiatry resident who commits to practicing for 3 years in an approved Kansas county upon completion of their residency. Eligible Loan Types: Student loans incurred while obtaining their medical degree. Amount Forgiven: $26,000 forgiven in a 36-month commitment. Learn more about the Kansas Bridging Plan here. Requirements: The applicant must be an attorney employed by a non-profit legal organization assisting low-income individuals and their salary must not exceed $80,000. Eligible Loan Types: Law school loans, government loans, commercial loans, and bar review loans. Amount Forgiven: Up to $5,000 forgiven annually for a maximum of 10 years. Learn more about the Louisiana Bar Foundation Loan Repayment Assistance Program here. Requirements: The applicant must perform eligible work at a Maine school or childcare facility after graduation or repay the loan with interest. Eligible Loan Types: This program is in itself a forgivable loan. Amount Forgiven: One year of loan forgiven in exchange for one year of service as a teacher. Learn more about the Educators For Maine Program here. Requirements: The applicant must be a practicing veterinarian in an area of Maine with insufficient veterinary services. The practice must focus on livestock or critical and emergency care. Eligible Loan Types: Maine Veterinary Medicine Loan (beginning on or after January 1, 2011). Amount Forgiven: Up to 25% of total loan forgiven annually. Percentage based on extent of services. Learn more about the Maine Veterinary Medicine Loan Program here. Requirements: The applicant must be a dentist working at an eligible facility in an underserved area of the state that has at least 25% of patients that are accepted for treatment regardless of their ability to pay. Eligible Loan Types: Maine Dental Education Loan. Amount Forgiven: Up to $25,000 forgiven annually and $100,000 total for those entering into a first loan agreement on or after January 01, 2020. Learn more about the Maine Dental Education Loan Repayment Program here. Requirements: The applicant must have existing student loan debt and purchase a home eligible under the Maryland Mortgage Program. Eligible Loan Types: Student loans must be in repayment or deferred status. Amount Forgiven: Program offers up to 15% off of the home purchase price to pay off their outstanding student debt with a maximum payoff amount of $20,000. Learn more about the Maryland SmartBuy Home Buyer Assistance & Forgiveness Program here. Requirements: The applicant must be employed in Maryland by a government or non-profit agency serving low income or underserved residents. Their annual salary cannot exceed $75,000 if single and $150,000 if married. Eligible Loan Types: Majority of student loans. Amount Forgiven: Determined by the applicant’s amount of debt. $30,000 maximum forgiveness with an annual payment of $10,000 over three years. Learn more about the Maryland LARP here. Requirements: The applicant must be a practicing dentist whose patient population is at least 30% of Maryland Medical Assistance Program (MMAP) recipients. Eligible Loan Types: Student loans incurred while obtaining the dental degree. Amount Forgiven: Up to $23,740 forgiven annually for a maximum of 3 years. Learn more about the MDC-LARP here. Requirements: The applicant must be a former foster care recipient who is employed by the state, county, or municipality and has graduated from an institution of higher education in Maryland. Eligible Loan Types: Majority of student loans. Amount Forgiven: $5,000 forgiven or 10% of the loan debt per year. Awards are annually renewed for up to 3 years. Learn more about MLARP for Foster Care Recipients here. Requirements: The applicant must be a healthcare professional and commit to serving an area with a significant shortage of healthcare providers. Eligible Loan Types: Student loans incurred while obtaining their related degree. Amount Forgiven: Up to $50,000 forgiven for a 2-year service contract. Learn more about the MLRP for Health Professionals here. Requirements: The applicant must be a primary care physician and commit to serving an urban HPSA or medically underserved area for a minimum of 3 years and a maximum of 4 years. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the primary care physician. Amount Forgiven: $33,000 forgiven annually. Learn more about the Minnesota Urban Physician Loan Forgiveness here. Requirements: The applicant must be an advanced practice provider (e.g., nurse practitioner, certified nurse midwife) and commit to serving a rural area for a minimum of 3 years and a maximum of 4 years. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the advanced practice practitioner. Amount Forgiven: $15,000 forgiven annually. Learn more about the Minnesota Rural Advanced Practice Provider Loan Forgiveness here. Requirements: The applicant must be a psychiatric nurse practitioner and practice in an urban HPSA or medically underserved area for a minimum of 3 years and a maximum of 4 years. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the psychiatric nurse practitioner. Amount Forgiven: $15,000 forgiven annually. Learn more about Minnesota Urban Advanced Practice (Psychiatric Nurse Practitioner only) Provider Loan Forgiveness here. Requirements: The applicant must be a teacher in a postsecondary nursing program for a minimum of two years and a maximum of 4 years. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the nurse. Amount Forgiven: $9,000 forgiven annually. Learn more about Minnesota Nurse Faculty Loan Forgiveness here. Requirements: The applicant must be a licensed dental therapist and commit to serving a minimum of 3 years a maximum of 4 years in a rural area. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the DA/ADT. Amount Forgiven: $15,000 forgiven annually. Learn more about Minnesota Rural Dental Therapist and Advanced Dental Therapist Loan Forgiveness here. Requirements: The applicant must be a dentist who will commit to serving a minimum of 3 years and a maximum of 4 years in a facility that sees 25% of patient visits from public programs or sliding fee scale programs. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the Dentist Amount Forgiven: $41,000 forgiven annually. Learn more about Minnesota Dentist Loan Forgiveness here. Requirements: The applicant must be a mental health professional who will commit to serving for a minimum of 3 years and a maximum of 4 years in a rural area. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the Mental Health Professional. Amount Forgiven: $29,000 forgiven for Psychologists, $11,00 for Social Workers, Therapists, and Counselors forgiven annually. Learn more about Minnesota Rural Mental Health Professional Loan Forgiveness here. Requirements: The applicant must be a mental health professional who will commit to serving in an urban HPSA or medically underserved area for a minimum of 3 years and a maximum of 4 years. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the Mental Health Professional. Amount Forgiven: $29,000 for Psychologists, $11,000 for Social Workers, Therapists, and Counselors forgiven annually. Learn more about Minnesota Urban Mental Health Professional Loan Forgiveness here. Requirements: The applicant must be a registered nurse or licensed practical nurse who will commit to serving a minimum of 2 years working in nursing homes, in an assisted living facility, as a home care provider, or intermediate care facility. There is an option to extend for 2 years. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the nurse. Amount Forgiven: $6,000 forgiven annually. Learn more about Minnesota Long Term Care Nurse Loan Forgiveness here. Requirements: The applicant must be a licensed pharmacist and commit to serving for a minimum of 3 years and a maximum of 4 years in a rural area. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the pharmacist. Amount Forgiven: $26,000 forgiven annually. Learn more about Minnesota Rural Pharmacist Loan Forgiveness here. Requirements: The applicant must be a primary care physician who will commit to serving for a minimum of 3 years and a maximum of 4 years in a rural area. Eligible Loan Types: Government, commercial, and foundation loans used to pay the costs of past graduate or undergraduate education of the physician. Amount Forgiven: $33,000 forgiven annually. Learn more about Minnesota Rural Physician Loan Forgiveness here. Requirements: The applicant must be a licensed registered nurse with a certificate as a public health nurse who will commit to serving for a minimum of 3 years and a maximum of 4 years in a rural area. Eligible Loan Types: Government, commercial, and foundation loans used to pay costs of past graduate or undergraduate education of the nurse. Amount Forgiven: $6,000 forgiven annually for a maximum of $24,000 over a four-year period. Learn more about Minnesota Rural Public Health Nurse Loan Forgiveness here. Requirements: The applicant must be a full-time teacher or librarian in a public school district. Eligible Loan Types: Government and commercial loans (not received from the Critical Needs Teacher Forgivable Loan Program, William Teacher Forgivable Loan Program, or Teacher Education Scholars Forgivable Loan Program). Amount Forgiven: Working in a critical shortage area: Up to $4,000 forgiven for the first year. Able to renew for up to 2 years ($5,000 for the second year and $6,000 for the third year). Working in a non-critical shortage area: Up to $1,500 forgiven for the first year. Able to renew for up to 2 years ($2,500 for the second year and $3,500 for the third year). Learn more about the Mississippi Winter-Reed Teacher Loan Repayment here. Requirements: The applicant must be a health professional who is willing to service an underserved HPSA area for 2 years. Each year, the eligible professional and practitioner types will be determined based on evidence associated with the greatest needs in the best interest of the public. Eligible Loan Types: Government and commercial student loans incurred while obtaining their degree. Amount Forgiven: Up to $65,000 forgiveness for doctoral degree. Amounts are dependent on degree and profession area. Learn more about the Missouri Health Professional Loan Repayment Program here. Requirements: The applicant must be a farmer or rancher who is the primary owner, heir, or successor and participates in the day-to-day operations of the facility and agrees to help run the facility for at least 5 years. The applicant must also have an associate’s or bachelor’s degree from an approved Montana college or university. Eligible Loan Types: Must be a student loan used to obtain a degree from a list of eligible Montana colleges. Amount Forgiven: The minimum amount forgiven is $5,000 dispersed over 5 years. The total amount forgiven may not exceed 50% of the total amount of the outstanding loans. Learn more about the Montana Agriculture Student Loan Assistance Program< here. Requirements: The applicant must be a registered nurse and work in a Montana state prison or Montana state hospital. Eligible Loan Types: Loans incurred solely for the costs of nursing education. Amount Forgiven: Up to 50% of a $30,000 loan balance. Payments are limited to annual payments of $3,750 over four years. Learn more about the Montana Institutional Nursing Incentive Program here. Requirements: The applicant must be a physician providing medical services in rural or medically underserved areas of the state or who provide services to primarily medically underserved populations. Eligible Loan Types: Loans incurred solely for the costs of medical education. Amount Forgiven: Maximum Up to $150,000 over a 5-year period. Proportionally reduced payments are available for physicians practicing less than full-time. Montana Justice Foundation Loan Repayment Assistance Program
Requirements: The applicant must be an attorney who works at an approved non-profit organization dedicated to serving the legal needs of low-income individuals and families in Montana. Eligible Loan Types: Loans incurred for the cost of law school education. Amount Forgiven: Up to $2,500 annually per recipient. Learn more about MRPIP here. Requirements: The applicant must be an attorney who works for a tax-exempt charitable nonprofit providing public legal service or serving in a designated legal profession shortage area. Eligible Loan Types: Loans incurred for the cost of law school education. Amount Forgiven: Up to $6,000 annually. Maximum of $42,000 loan forgiveness. Learn more about the Nebraska Rural Practice Loan Repayment Assistance Program here. Requirements: The applicant must be an attorney who works for the NH Legal Assistance, 603 Legal Aid, or Disability Rights Center. Eligible Loan Types: Loans incurred for the cost of law school education. Amount Forgiven: The program will calculate a percentage it is willing to pay for loan forgiveness up to $8,000 annually. Learn more about the New Hampshire Law School Loan Repayment Assistance Program here. Requirements: The applicant must have worked in a high-growth STEM field occupation within New Jersey for a minimum of 4 years and a commitment of 1 to 4 additional years. Eligible Loan Types: New Jersey State or federal loans. Amount Forgiven: Up to $2,000 forgiven annually for up to 4 years and a maximum of $8,000. Learn more about the New Jersey STEM Loan Redemption Program here. Requirements: The applicant must be a nurse who completed a graduate degree and maintained a 3.0 or above. The applicant must also commit to working up to 5 years as a full-time nursing faculty at a school of nursing program. Eligible Loan Types: New Jersey state or Federal loans. Amount Forgiven: Up to $50,000 over 5 years with amounts that increase over the 5 years. Learn more about the New Jersey Nursing Faculty Loan Redemption Program here. Requirements: The applicant must be a healthcare provider who commits to a minimum of 2 years and maximum of 4 years to provide care in a medically underserved area. Eligible Loan Types: New Jersey state, federal loans, or commercial loans used to obtain a graduate health professional degree. Amount Forgiven: Up to $200,000 forgiven. Learn more about the New Jersey Primary Care Practitioner Loan Redemption Program here. Requirements: The applicant must be a teacher who is employed in a designated high-need position such as bilingual education or STEM fields with a two-school-year service obligation. The applicant is required to have taught at least three years. Preference is given to teachers who graduated from a public post-secondary institution. Eligible Loan Types: Unspecified loans. Amount Forgiven: The amount awarded varies depending on the teacher’s debt size, the specific school need, and the total budget amount for the program. Learn more about the New Mexico Teacher Loan Repayment Program here. Requirements: The applicant must be an attorney and work in public legal service and an area with low-income or underserved residents of New Mexico with a 3-year commitment. Their annual salary must not exceed $75,000. Eligible Loan Types: Loans incurred for the cost of law school education. Amount Forgiven: Up to $7,200 forgiven annually. Learn more about the New Mexico LRAP here. Requirements: The applicant must have earned no higher than an undergraduate degree at the time of application, have graduated from a NYS high school, and have a minimum salary of $50,000. Eligible Loan Types: Income-Based Repayment Loans (IBR), PAYE, and SAVE. Amount Forgiven: Up to 24 months equal to the monthly repayment amount under the applicant’s loan terms. Learn more about the New York State Get on Your Feet Loan Forgiveness Program here. Requirements: The applicant must be an attorney employed as a District Attorney, Assistant District Attorney, or Indigent Legal Services Attorney in New York State for at least four years. Eligible Loan Types: Loans incurred for the cost of law school education. Amount Forgiven: $3,400 annually with a maximum total amount of $20,400. Learn more about the New York Loan Forgiveness for District Attorneys and Indigent Legal Services Attorneys here. Requirements: The applicant must be a recent college graduate who agrees to operate a farm in New York state on a full-time basis for 5 years. Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval. Amount Forgiven: Maximum amount of $50,000 forgiven. Award paid in annual amounts of $10,000. Learn more about the New York State Young Farmers Loan Forgiveness Incentive Program here. Requirements: The applicant must be a nursing program graduate who has also taught in the field of nursing within NYS. Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval. Amount Forgiven: Maximum amount of $40,000. Award paid in annual amounts of $8,000. Learn more about the NYS NFLF here. Requirements: The applicant must be a child welfare worker who commits to providing direct care services in an OCFS-licensed voluntary not-for-profit child welfare agency in NYS for five years. Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval. Amount Forgiven: Maximum amount of $50,000. Award paid in annual amounts of $10,000. Learn more about the NYS Child Welfare Worker Loan Forgiveness Program here. Requirements: The applicant must be a teacher who teaches in a subject shortage area or a hard to staff district in both the previous and current school years. Eligible Loan Types: NYS loans, federal loans, and commercial loans with governmental approval. Amount Forgiven: Maximum amount of $20,000. Award paid in annual amounts of $5,000. Learn more about the NYS Teacher Loan Forgiveness Program here. Requirements: The applicant must be a qualified student enrolled in an approved education program and committed to working in critical employment shortage professions. Eligible Loan Types: This program is in itself a forgivable loan. Amount Forgiven: Up to $7,000 forgiven for a certificate, associate, or bachelor’s. Up to $14,000 forgiven for Master’s or Ph.D. Learn more about the North Carolina Forgivable Education Loans for Service here. Requirements: The applicant must be an attorney who has a maximum salary of $95,000. Preference is given to attorneys who have years of active practice of law of less than 10 years. Eligible Loan Types: Loans related to obtaining a law degree and studying for the bar exam. Amount Forgiven: Yearly maximum amount is $4,800 forgiven. Learn more about the North Carolina Legal Education Assistance Foundation Program Forgiveness here. Requirements: The applicant must be in an eligible profession (Physicians, Primary Care Nurse Practitioner, Clinical Psychologist, or a Behavioral Health Professional) commiting to public health or non-profit service commitment in North Dakota. Eligible Loan Types: Loans related to obtaining a health care professional degree. Amount Forgiven: Physicians can earn up to $150,000, Dentists can earn up to $100,000, APRNs and PAs can earn up to $22,000, Clinical Psychologists earn up to $75,000, Behavioral Health specialists earn up to $22,000 over a five-year commitment Learn more about North Dakota Health Care Professional Student Loan Repayment here. Requirements: The applicant must be a veterinarian who will commit at least three years of service in a designated shortage area. Eligible Loan Types: Loans related to obtaining a veterinarian degree. Amount Forgiven: Up to $80,000 forgiven. Learn more about the North Dakota Veterinarian Loan Repayment Program here. Requirements: The applicant must be willing to provide dental services in a Health Professional Shortage Area (HPSA) or Dental Health Resource Shortage Area, accept Medicaid, and see patients regardless of ability to pay. Eligible Loan Types: Loans related to obtaining a health care professional degree. Amount Forgiven: Up to $25,000 for a 2-year contract. Up to $35,000 for years three and four. Learn more about the Ohio DLRP here. Requirements: The applicant must be a physician willing to practice in a Health Professional Shortage Area (HPSA) or Health Resource Shortage Area, accept Medicaid, and see patients regardless of ability to pay. Eligible Loan Types: Loans related to obtaining a health care professional degree. Amount Forgiven: Up to $25,000 for an initial two-year contract. Up to $35,000 for years three and four. Learn more about the Ohio Physician Loan Repayment Program here. Requirements: The applicant must be a physician willing to provide primary care services in a rural community in Oklahoma. Eligible Loan Types: Medical education loans. Amount Forgiven: $200,000 maximum over four years. Learn more about the Oklahoma Physician Loan Repayment Program here. Requirements: The applicant must be a dentist that commits to working in a designated ODLRP shortage area and agree that at least 30% of total patients are Medicaid patients or qualify for an ODLRP faculty position at the OU College of Dentistry. Eligible Loan Types: Loans related to obtaining a dental professional degree. Amount Forgiven: $25,000 forgiven annually. Learn more about the Oklahoma DLRP here. Requirements: The applicant must be a primary care physician assistant and make a minimum 1-year commitment to work in a rural or underserved area. Eligible Loan Types: Medical education loans. Amount Forgiven: $60,000 maximum for 3 years. Learn more about the Oklahoma Physician Assistant Loan Repayment Program here. Requirements: The applicant must be a healthcare provider (i.e., Dentist, Dental Hygienist, Pharmacist, Physician, Nurse Practitioner, or Physician Assistant) who commits to 3 years of service in an underserved area. Eligible Loan Types: Medical education loans. Amount Forgiven: Full-time: 70% of their debt balance, up to $50,000. Part-time: 35% of their debt balance up to $25,000 debt. Full-time providers with less than $29,000 and part-time providers with less than $15,000 in debt are eligible to receive up to 100% of their debt balance. Learn more about Oregon Health Care Provider Loan Repayment here. Requirements: The applicant must be a healthcare student who commits to one year of full-time primary care service in rural Oregon. Eligible Loan Types: Medical education loans. Amount Forgiven: One or more years worth of tuition and fees for health professional education. Amount cannot exceed highest tuition rates for public funded training programs in Oregon. Learn more about Oregon PCLF here. Requirements: The applicant must be a primary care practitioner and commit to working in an underserved community in Pennsylvania. Eligible Loan Types: Medical education loans. Amount Forgiven: Physicians, Dentists, and Psychologists: Up to $80,000 full-time, or up to $40,000 half-time. Other Practitioners: Up to $48,000 full-time, up to $24,000 half-time. Learn more about the Pennsylvania Primary Care LRP here. Requirements: The applicant must be an attorney who works in an IOLTA legal services organization offering civil legal assistance to PA residents without charge. Their annual salary must not exceed $75,000 unless their annual debt is greater than 10% of their annual salary. Eligible Loan Types: Educational debt is based on loans from commercial and government lending institutions, as well as university or other private institutional loans associated with educational debt. Amount Forgiven: Amount forgiven varies. Renewable for up to 10 years. Learn more about the Pennsylvania Bar Foundation PA IOLTA Board Loan Repayment Assistance Program here. Requirements: The applicant must be a healthcare provider who commits to provide primary care, dentistry, or mental health services to medically underserved communities for 2 years. Eligible Loan Types: Qualified educational loans. Amount Forgiven: Unspecified amount forgiven. Learn more about the Rhode Island Health Professionals Loan Repayment Program here. Requirements: The applicant must be working in a STEM field or employed in the design or healthcare field. Eligible Loan Types: General higher education loans. Amount Forgiven: $6,000 forgiven for a Master’s degree. $4,000 forgiven for a Bachelor’s degree. $1,000 forgiven for an Associate’s degree. Learn more about the Rhode Island Wavemaker Fellowship here. Requirements: The applicant must be a graduate of the USC school of law who obtained employment in public interest law. Eligible Loan Types: Loans used for legal education. Amount Forgiven: Awards vary based on funds for that budget year. Learn more about the University of South Carolina PILLFF here. Requirements: The applicant must be a teacher teaching a critical subject area or critical geographic location. Eligible Loan Types: This program is in itself a forgivable loan. Amount Forgiven: 20% of the loan forgiven or $3,000 each full year of teaching. Teaching in both a critical subject and critical geographical area will increase the forgiveness rate to 33.3% or $5,000 a year. Learn more about South Carolina Teachers and Career Changers Loan Forgiveness here. Requirements: The applicant must be a dentist who commits to participating in the Medicaid program and be credentialed by Delta Dental. The applicant must choose from two options: 15% of patients are Medicaid-insured and accept one case from the Donated Dental Services Program; or 30% of patients are Medicaid-insured and accept two cases from the Donated Dental Services Program. Eligible Loan Types: Qualified loans include government, commercial, and foundation loans for actual costs paid for tuition, reasonable education expenses, and reasonable living expenses related to the graduate or undergraduate education of a dentist from an accredited school of dentistry. Amount Forgiven: First option: Up to $75,000 over 5 years plus $5,000 in bonus opportunities each year; Second option: Up to $125,000 over 5 years plus $5,000 in bonus opportunities each year. Learn more about the South Dakota Dentist Loan Repayment for Service Program here. Requirements: The applicant must be enrolled in a master’s or post-master’s degree nursing education program. The applicant must enter a faculty or administrative position at a college or university in Tennessee in a nursing education program for 4 years. Eligible Loan Types: This program is in itself a forgivable loan. Amount Forgiven: Up to 25% of the amount borrowed, plus interest, after each year of service. Learn more about Tennessee Graduate Nursing Loan Forgiveness here. Requirements: The applicant must have taught for at least one year and be a teacher certified in a critical shortage teaching field or be a teacher in a critical shortage community. Eligible Loan Types: The loan must be evidenced by a promissory note which required the loan proceeds to be used to pay for the teacher’s cost of attendance at college. Amount Forgiven: Up to a maximum of $2,500 forgiven each year for up to 5 years. Learn more about the Teach for Texas LRAP here. Requirements: The applicant must be a non-physician healthcare provider who must commit to serving in a medically underserved area in Texas with a 12-month commitment. Eligible Loan Types: Eligible loans unspecified. Amount Forgiven: $10,000 forgiven. Learn more about the Texas Rural Communities Health Care Investment Program here. Requirements: The applicant must be a physician who must commit to a 2-year term of service in a rural hospital and practice in primary care, ob/gyn, general surgery, orthopedic surgery, pediatrics or internal medicine. Eligible Loan Types: Loans related to obtaining a medical professional education. Amount Forgiven: Up to $40,000 forgiven annually and the employing hospital is required to provide a 100% match. With employer agreement, an additional $40,000 may be awarded for a one-year extension. Maximum award is $120,000. Learn more about the Utah RPLRP here. Requirements: The applicant must be a health provider providing direct care to patients and work in a HPSA with a commitment of 3 years. Eligible Loan Types: “Educational loan” means a commercial, government, or government-guaranteed loan taken to pay educational expenses. Amount Forgiven: Amount forgiven dependent on credential. Up to $75,000 over 3 years for physicians, dentists, and pharmacists. Up to $30,000 for registered nurses. Approved site employers must also provide a 20% match to the provider’s award. Learn more about the Utah Health Care Workforce Financial Assistance Program here. Requirements: The applicant must be a nurse working in an eligible site with a nurse workforce shortage. They must also sign a 12-month service commitment. Eligible Loan Types: Loans related to obtaining a nursing degree. Amount Forgiven: Up to $10,000 forgiven annually. Learn more about the Vermont Educational Loan Repayment Program for Nurses here. Requirements: The applicant must be a healthcare professional (i.e.physician, nurse practitioner, or physician’s assistant) willing to commit to working in an eligible site with a healthcare workforce shortage. Eligible Loan Types: Loans related to obtaining a medical degree. Amount Forgiven: Up to $25,000 forgiven annually. Up to $25,000 Site matching is encouraged, but not required. Potential total amount is $50,000 annually. Learn more about the Vermont Educational Loan Repayment Program for Physicians, Nurse Practitioners & Physician Assistants here. Requirements: The applicant must be a healthcare professional (i.e., dentist, physician, nurse practitioner, or physician’s assistant) willing to commit to working in an eligible site with a healthcare workforce shortage. Eligible Loan Types: Loans related to obtaining a medical degree. Amount Forgiven: Up to $25,000 forgiven annually. Up to $25,000 Site matching is encouraged, but not required. Potential total amount is $50,000 annually. Learn more about the Vermont Educational Loan Repayment Program for Dentists here. Requirements: The applicant must be a nurse employed as a nurse educator/faculty member at a post-secondary educational nursing program in Vermont. Eligible Loan Types: Loans related to obtaining a nursing degree. Amount Forgiven: Up to $25,000 annually. Learn more about the Vermont Educational Loan Repayment Program for Nurse Educators/Faculty here. Requirements: The applicant must be an attorney working for an approved public good employer in the State of Vermont. Their salary must not exceed $78,375. Priority is given to attorneys practicing in underserved geographic areas of Vermont or focusing on underserved legal areas or areas that serve vulnerable and working people. Eligible Loan Types: Undergraduate, graduate, and law school loans will be considered in determining the amount of assistance. Amount Forgiven: Up to $5,000 forgiven annually. Learn more about the Vermont BF-LRAP here. Requirements: The applicant must be a graduate from University of Virginia School of Law after 2023 and who works in qualifying legal employment in the public or private sector making less than $100,000 annually. Eligible Loan Types: SAVE, PAYE, or IBR loan programs. Amount Forgiven: For applicants making less than $80,000 annually, the full amount of loan is forgiven. For applicants making between $80,000 and $100,000 annually, the amount will be based on their salary. Learn more about the University of Virginia School of Law Loan Forgiveness here. Requirements: The applicant must be a licensed health professional providing care at approved sites in critical shortage areas for 3 years. Eligible Loan Types: Loans related to obtaining licensure for the profession only. Amount Forgiven: Up to $75,000. Learn more about the Washington State Health Loan Forgiveness Program here. Requirements: The applicant must be a healthcare professional (physician, psychiatrist, dentist, dental hygienist, physician assistant, nurse practitioner, and certified nurse midwife) who will commit to work in an eligible underserved rural or urban community for 3 years. Eligible Loan Types: Health education assistance, Plus loans, national direct student loans, Stafford loans, health professions student loans, supplemental loans for students, state educational financial aid office guaranteed student, university-sponsored student, trust fund, scholastic, foundation, and any other loans determined to be exclusively for educational purposes, obtained by the applicant from a public or private lending institution for education related to obtaining the related medical degree. Amount Forgiven: Up to $50,000 forgiven for Dentists and Physicians. Up to $25,000 forgiven for Dental Hygienists, Certified Nurse Midwives, Nurse Practitioners, and Physician Assistants. Learn more about the >Wisconsin Health Professions Loan Assistance Program here. Requirements: The applicant must be a primary care physician or psychiatrist practicing in an outpatient setting in a rural community. Eligible Loan Types: Health education assistance, Plus loans, national direct student loans, Stafford loans, health professions student loans, supplemental loans for students, state educational financial aid office guaranteed student, university-sponsored student, trust fund, scholastic, foundation, and any other loans determined to be exclusively for educational purposes, obtained by the applicant from a public or private lending institution for education related to obtaining the related medical degree. Amount Forgiven: Up to $50,000 forgiven. Learn more about the Wisconsin Rural Physician Loan Assistance Program here. Requirements: The applicant must be a healthcare professional practicing in an underserved area of Wyoming and treating Medicare, Medicaid, and Kid Care eligible patients for 3 years. Eligible Loan Types: Loans related to obtaining a medical degree. Amount Forgiven: For Physicians and Dentists, up to $30,000 a year for 3 years. For other licensed health care professionals, $30,000 a year for three years total. Learn more about the Wyoming Healthcare Professional Loan Repayment Program here.California Allied Healthcare Loan Repayment Program
California Bachelor of Science Nursing Loan Repayment Program
California County Medical Services Program Loan Repayment Program
California Licensed Mental Health Services Provider Education Program
California Licensed Vocational Nurse Loan Repayment Program
Colorado Rural Essential Access Provider (REAP) Loan Repayment Program
Washington D.C. Health Professional Loan Repayment Program (HPLRP)
Washington D.C. Bar Foundation Repayment Program
Florida Nursing Student Loan Forgiveness Program
Florida Bar Foundation Loan Repayment Program
Georgia Nurse Faculty Loan Repayment Program (NFLRP)
Georgia Physicians for Rural Areas Assistance Program (PRAA)
Georgia Physician Education Loan Repayment Program (GPELRP)
Georgia Dentist Education Loan Repayment Program (GDELRP)
Georgia Dentists for Rural Areas Assistance Program (DRAA)
Georgia Physician Assistant Loan Repayment Program (PALRP)
Georgia Advanced Practice Registered Nurse Loan Repayment Program (APRNLRP)
Idaho Rural Nursing Loan Repayment Program (RNLRP)
Idaho Rural Physician Incentive Program (RPIP)
Illinois Nurse Educator Loan Repayment Program
Illinois Veterans’ Home Medical Providers’ Loan Repayment Program
Indiana Bar Foundation Richard M. Givan Loan Repayment Assistance Program
Iowa Primary Care Provider Loan Repayment Program
Teach Iowa Scholar Program
Kansas Rural Opportunity Zones (ROZ)
Kansas Bridging Plan
Louisiana Bar Foundation Loan Repayment Assistance Program
Educators For Maine Program
Maine Veterinary Medicine Loan Program
Maine Dental Education Loan Repayment Program
Maryland SmartBuy Home Buyer Assistance & Forgiveness Program
Maryland Janet L. Hoffman Loan Assistance Repayment Program (LARP)
Maryland Dent-Care Loan Assistance Repayment Program (MDC-LARP)
Maryland Loan Assistance Repayment Program for Foster Care Recipients (MLARP-Foster Care)
Massachusetts Loan Repayment Program (MLRP) for Health Professionals
Minnesota Urban Physician Loan Forgiveness
Minnesota Rural Advanced Practice Provider Loan Forgiveness
Minnesota Urban Advanced Practice (Psychiatric Nurse Practitioner only) Provider Loan Forgiveness
Minnesota Nurse Faculty Loan Forgiveness
Minnesota Rural Dental Therapist and Advanced Dental Therapist Loan Forgiveness
Minnesota Dentist Loan Forgiveness
Minnesota Rural Mental Health Professional Loan Forgiveness
Minnesota Urban Mental Health Professional Loan Forgiveness
Minnesota Long Term Care Nurse Loan Forgiveness
Minnesota Rural Pharmacist Loan Forgiveness
Minnesota Rural Physician Loan Forgiveness
Minnesota Rural Public Health Nurse Loan Forgiveness
Mississippi Winter-Reed Teacher Loan Repayment
Missouri Health Professional Loan Repayment Program
Montana Agriculture Student Loan Assistance Program
Montana Institutional Nursing Incentive Program
Montana Rural Physician Incentive Program (MRPIP)
Nebraska Rural Practice Loan Repayment Assistance Program
New Hampshire Law School Loan Repayment Assistance Program
New Jersey STEM Loan Redemption Program
New Jersey Nursing Faculty Loan Redemption Program
New Jersey Primary Care Practitioner Loan Redemption Program
New Mexico Teacher Loan Repayment Program
New Mexico Public Service Law Loan Repayment Program (LRAP)
New York State Get on Your Feet Loan Forgiveness Program
New York Loan Forgiveness for District Attorneys and Indigent Legal Services Attorneys
New York State Young Farmers Loan Forgiveness Incentive Program
NYS Nursing Faculty Loan Forgiveness Incentive Program (NFLF)
NYS Child Welfare Worker Loan Forgiveness Program
NYS Teacher Loan Forgiveness Program
North Carolina Forgivable Education Loans for Service
North Carolina Legal Education Assistance Foundation Program Forgiveness
North Dakota Health Care Professional Student Loan Repayment
North Dakota Veterinarian Loan Repayment Program
Ohio Dentist and Dental Hygienist Loan Repayment Program (ODLRP)
Ohio Physician Loan Repayment Program
Oklahoma Physician Loan Repayment Program
Oklahoma Dental Loan Repayment Program (ODLRP)
Oklahoma Physician Assistant Loan Repayment Program
Oregon Health Care Provider Loan Repayment
Oregon Primary Care Loan Forgiveness (PCLF)
Pennsylvania Primary Care Loan Repayment Program
Pennsylvania Bar Foundation PA IOLTA Board Loan Repayment Assistance Program
Rhode Island Health Professionals Loan Repayment Program
Rhode Island Wavemaker Fellowship
University of South Carolina Public Interest Law Loan Forgiveness Fund (PILLFF)
South Carolina Teachers and Career Changers Loan Forgiveness
South Dakota Dentist Loan Repayment for Service Program
Tennessee Graduate Nursing Loan Forgiveness
Teach for Texas Loan Repayment Assistance Program (TFTLRAP)
Texas Rural Communities Health Care Investment Program
Utah Rural Physician Loan Repayment Program (RPLRP)
Utah Health Care Workforce Financial Assistance Program
Vermont Educational Loan Repayment Program for Nurses
Vermont Educational Loan Repayment Program for Physicians, Nurse Practitioners & Physician Assistants
Vermont Educational Loan Repayment Program for Dentists
Vermont Educational Loan Repayment Program for Nurse Educators/Faculty
Vermont Bar Foundation Loan Repayment Assistance Program (VBF-LRAP)
University of Virginia School of Law Loan Forgiveness (VLFP III)
Washington State Health Loan Forgiveness Program
Wisconsin Health Professions Loan Assistance Program
Wisconsin Rural Physician Loan Assistance Program
Wyoming Healthcare Professional Loan Repayment Program